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Merchant Terminals

This business service supports both restaurant and retail terminal software applications. Merchant terminals are available as either a portable or base unit and accept all debit, credit, chip and charge cards (American Express/Diners Club International) giving your customers more payment options.

Enquire about becoming a Capitec Bank Merchant now

Our unbeatable point-of-sale payment solution is ideal for traders, retailers and wholesalers.

Greater Choice, Higher Revenue

Your customers can now make faster payments and take advantage of the following additional transactions to give your business an additional income stream:

  • Cash withdrawals (if supported by the card-issuing company)
  • Balance enquiries (if supported by the card-issuing company)
  • Prepaid airtime vouchers (Cell C, MTN, Telkom, Virgin Mobile and Vodacom)

Merchant Terminal Benefits

  • Quick and easy application
  • Excellent after-sales service
  • Highly competitive fee structure
  • No minimum commission charges
  • Keep your existing banking relationships
  • Accepts debit, credit, chip and charge (American Express/Diners Club International) cards
  • 30-day rolling contract
  • Free installation, training and POS rolls
  • Free fraud-prevention training
  • No telephone line required

Become a Capitec Bank Merchant

Locally registered traders, retailers and wholesalers with a South African bank account are invited to apply. The business must be legitimate and have all the required documentation. For example, a valid liquor licence must be presented if the law states that your business requires one.

Foreign nationals must present the following documents:

  • Valid foreign passport
  • Permanent residence permit
  • Original proof of residence

Enquire about becoming a Capitec Bank Merchant now.

It's Your Business

Far Simpler, Way Smarter

Our PIN-enabled countertop point-of-sale merchant terminals are EMV-compliant and use GPRS technology. Meaning you can still use the terminal even if you don't have a telephone line, by simply connecting it to a power point. Please note that GPRS terminals are also available upon request. If you have existing GPRS hardware, simply connect the terminal and transact as usual.

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