Affordability
- High-interest savings – earn a highly competitive 7% interest per year on Daily Savings Account balances up to R10 000
- Low-cost transactions – pay less than half the transaction costs of other banks
- Low-interest Credit – pay low interest rates on unsecured loans
- Zero-cost debit card purchases – pay zero transaction fees on debit card purchases and payments
- Low-cost cash withdrawals at retailers – draw cash for R1 at Pick n Pay, Boxer or Score tills. At Shoprite, Checkers or PEP tills, you can draw cash when making a purchase (cashback) for the same low fee.
Extensive branch network
Our branches are conveniently placed near main commuter routes, shopping centres and in most rural areas. Some branches are also near taxi ranks and train stations.Minimum hours
- Monday to Friday: 08:00 - 17:00
- Saturday: 08:00 - 13:00
- Month-end: extended hours
- 48 more hours banking a month
24-hour Client Care Centre
Contact Capitec Bank's all-hours Client Care Centre for all product queries, lost and stolen cards and branch information.- Share-call number: 0860 10 20 43
- Email:
MasterCard transactions – countrywide, worldwide
We are partnered with MasterCard, which means clients can use their Global One anywhere in South Africa and anywhere in the world. We are the only bank that charges zero transaction fees on direct debit card purchases and payments. Direct debit card purchases are much safer than cash purchasesSaswitch connections
We are connected to all ATMs in South Africa via Saswitch. Capitec Bank clients pay a fixed cash withdrawal fee of R6.75 for all cash withdrawal transactions at non-Capitec Bank ATMsRetail partnerships
Agreements with Pick n Pay, Boxer and Score allow our clients to draw cash at the tills for only R1 per transaction. Clients can also draw cash from Shoprite, Checkers and PEP tills when making a purchase (cashback) for the same low fee.
