Bond Programme

Download the complete Capitec Bank Limited Programme Memorandum* or chapters thereof using the links below.

Capitec Bank Limited Listing Bulletin (113kb)

Capitec Bank Limited Roadshow Presentation (1.2mb)

Capitec Bank Limited Bond Programme Announcement

*This Programme Memorandum does not constitute an offer to sell or an invitation to the public to purchase Notes.

Complete Programme Memorandum

Capitec Bank Limited Programme Memorandum (5.3mb)

Programme Memorandum Chapters

Programme Memorandum Introduction (151kb)

Documents Incorporated by Reference (77kb)

General Description of the Programme (98kb)

Summary of the Programme (118kb)

Form of the Notes (144kb)

Risk Factors (185kb)

Pro Forma Pricing Supplement of the Unsubordinated Notes, Tier 2 Notes and Tier 3 Notes (242kb)

Pro Forma Pricing Supplement of the Tier 1 Notes (200kb)

Terms and Conditions of the Unsubordinated Notes, Tier 2 Notes and Tier 3 Notes (652kb)

Terms and Conditions of the Tier 1 Notes (485kb)

Use of Proceeds (69kb)

Description of the Issuer (1.6mb)

Settlement, Clearing and Transfers (100kb)

South African Taxation (100kb)

Subscription and Sale (108kb)

Exchange Control (96kb)

General Information (74kb)

Corporate Information (81kb)

Annexure 1: Corporate Governance and Risk Management Review and Capitec Bank Limited Audited Annual Financial Statements for year ended 29 February 2008 – Full Report (2mb)

Company Information (74kb)

Corporate Governance and Risk Management Review (1.3mb)

Statement of Responsibility by the Board of Directors (341kb)

Certificate by the Company Secretary (341kb)

Independent Auditors' Report (347kb)

Balance Sheet (77kb)

Income Statement (77kb)

Statement of Changes in Shareholders' Equity (77kb)

Cash Flow Statement (77kb)

Notes to the Annual Financial Statements (227kb)