Global One Money Management

Global One allows you to effortlessly take control of your money management. It's one solution for all your banking needs with one card that gives you:

• Lower, transparent bank costs
• Higher interest on savings
• Easiest access to personalised credit

Saving Money and Time is Easy with Global One

Zero Purchase Fees

• Use your Global One card at card machines to pay for your shopping, accounts and fuel
• Use your Global One card to shop online shopping and do telephone or mail orders
• Card purchases are safer and more convenient than drawing cash

Cash for R1 at Supermarket Tills

• Draw cash at PnP, Shoprite, Checkers and Boxer
• Draw cash with your purchases (cash back) at Pep

Register for Mobile and Internet Banking

• Beneficiary payments at half the branch cost
• Bank when it suits you – no monthly subscription
• Secure, easy access to your accounts and money
• Get account balances, pay beneficiaries, transfer money and more
• Buy prepaid airtime and electricity using Mobile Banking

• More on Mobile Banking and Internet Banking

Deposit Your Salary

• Get lower, transparent bank cost
• Switch your debit orders for free
• Earn higher interest on daily balances from R1

Draw up a Monthly Budget

• A budget is a tool to help you manage your money responsibly
• List all your expenses and subtract them from your income
• If you have a shortfall, try leaving unnecessary expenses out

Automate Regular Payments

• Recurring payments and debit orders ensure that your regular expenses are paid on time
• You'll be charged an admin fee for returned payments, so always leave enough money in your transaction/savings account to cover them and schedule your payment dates a few days after your salary date
• Create recurring payments from your transaction/savings account to your Savings Plan or Fixed Term Savings Plan. This makes it even easier to save

Create Your Own Savings Plan

• Save small amounts every month – no amount is too small and it's never too late to start
• You earn interest on your money, plus interest on the interest you have already earned (compound interest)

Find out how to get Global One

Get Global One Today

Getting Global One is easy and almost paperless - just visit your nearest Capitec Bank branch with the following:

• Identification document
• Original proof of residential address (any of the approved documents in your name with your street address)
• Latest salary slip (for credit applications)
• 3-month bank statement (for credit applications)

Don't have proof of residential address? If you are a South African citizen and an employed individual, pensioner or student, please download and print this Fica declaration form. Complete it with your landlord, home owner, college residence manager, hostel manager or cohabitant. Then bring it and the documents listed above to the branch to open your account. Remember that if the declarer is your cohabitant, they must also provide proof of their residential address, except where he or she is an existing Capitec Bank client. It is not a requirement for the declarer to accompany the client to the branch but the client must obtain a copy of the ID of the declarer. If the declarer is an existing Capitec Bank client, it is not necessary to obtain the proof of residential address and ID of the declarer.

For a list of the approved documents and further information, please download the Fica brochure.