Global One Easy Guide

Global One allows you to effortlessly take control of your money management. It's a single solution for all your banking needs with one card that gives you:

• Lower, transparent bank costs
• High interest on savings
• The easiest access to best-priced credit

Managing your money best with Global One

Zero transaction fees for card purchases

• Use your Global One card to pay for your shopping, accounts and petrol
• Card purchases are safer and more convenient than drawing cash

R1 for cash at supermarket tills

• Draw cash at PnP and Boxer
• Draw cash with your purchases (cashbacks) at Shoprite, Checkers and Pep

Register for Internet Banking and Mobile Banking

• Bank when it suits you – no monthly subscriptions, pay per transaction
• Secure, easy access to your accounts and money
• Get account balances, pay beneficiaries, transfer money and more

Deposit your salary for lower, transparent bank costs

• Earn higher interest on daily balances from R1
• Your money is available whenever you need it
• Simply deposit your salary into your Daily Savings Account, which is your main transaction account

Budget every month

• List all your expenses for the month and subtract them from your income
• If you do not have enough income to meet all your expenses, try leaving non-essential items out to reduce your expenses

Automate regular payments

• Stop orders or debit orders ensure that regular expenses are paid on time
• If your salary is delayed, your stop orders or debit orders may be returned due to insufficient funds. Schedule your order dates a few days after your salary date
• You will be charged a penalty fee for returned orders, so always leave enough money in your account to cover them

Create your own savings plan

• Watch your money grow with a flexible or fixed-term savings account
• Save small amounts every month over a longer period – no amount is too small and it's never too late to start
• You earn interest on your money, plus interest on the interest you have already earned. This is called compound interest

Find out how to open a Global One now

Open a Global One Today

Opening a Global One is easy and almost paperless - just visit your nearest Capitec Bank branch with the following:

• Identification document
• Original proof of residential address (any of the approved documents in your name with your street address)
• Latest salary slip (for credit applications)
• 3-month bank statement (for credit applications)

Don't have proof of residential address? If you are a South African citizen and an employed individual, pensioner or student, please download and print this Fica declaration form. Complete it with your landlord, home owner, college residence manager, hostel manager or cohabitant. Then bring it and the documents listed above to the branch to open your account. Remember that if the declarer is your cohabitant, they must also provide proof of their residential address, except where he or she is an existing Capitec Bank client.

For a list of the approved documents and further information, please download the Fica brochure.