Credit Solutions from Capitec Bank

GlobalOne is ideal for money management, saving for the future and applying for the credit you need right now. As a GlobalOne client, you can apply for credit of up to R150 000 over terms ranging from 1 to 60 months.

When you apply for credit at Capitec Bank, you’ll also have access to lower cost transactions and highly competitive interest on savings. Get the easiest access to the best-priced credit by opening a GlobalOne facility today. See just how much you qualify for by viewing our credit rates and fees now.

“Credit applications are approved within minutes and the cash will be available immediately.”

Personal Loans

Get up to R150 000 cash over a term of 1 – 60 months
Approved in minutes and the cash is available immediately
Get free credit life insurance on loans 6 months or longer

Please note that all loans comply with the National Credit Act, No. 34 of 2005. If you become over-indebted, please speak to one of our sales consultants as soon as possible.

Free Retrenchment and Death Cover

Full outstanding loan amount settled free of charge.

For all new and existing loans of 6 months and longer
If retrenched when your loan is less than 3 months old we cover 50% of the outstanding loan amount, and if deceased we cover 100%

For more details please contact 0860 10 20 43.

Use our easy online credit calculator to see how much credit you could qualify for. Note that you will still need to visit one of our branches to confirm the exact amount.

Multi Loans

This is a monthly loan that can be used for financial emergencies or daily needs - credit as and when you need it.

Approved in-branch once every 12 months
Money advanced to your Daily Savings Account via SMS, no matter where you are
Interest and fees only charged on funds advanced
Repayable each month

Apply for Credit at Capitec Bank

You can apply for credit at Capitec Bank in 2 easy moves:

Our branches are open from 8am – 5pm on weekdays (8:30am on Wednesdays) and 8am – 1pm on Saturdays, giving you more time to get to the bank than ever before. Note that our branches in major shopping malls are also open on Sundays 10am - 2pm. Please contact us via this site if you have any questions about applying for credit from Capitec Bank.