Global One Transaction Fees

Transacting with Global One means that you have access to one of the most affordable banking products available in South Africa! You'll be paying less than half the transaction costs of the majority of other banks and there are no hidden fees. As a Capitec Bank client, you'll always know exactly what you're paying for and how much you're paying.

Use these quick links to find the fees you're looking for:

Access
Transfers/Payments/Purchases
Prepaid Purchases
Cash Withdrawals (fixed fees)
Balance Enquiries
Declined Transactions (insufficient funds)
Statements/PINs
Notifications
Deposits
Disputed Transactions
Other

Know what you get

Know what you pay

One monthly administration fee	4.50
Minimum account balance	25.00

Choose the best way to transact

Access	Card	Mobile Banking	Internet Banking	Branch
Activation/Monthly subscription	FREE	FREE	FREE	•
Security token on a cellphone	•	•	FREE	•
Security token on a keyring	•	•	50.00	•
Replace security token on a keyring	•	•	50.00	•
Replacement/Supplementary card	35.00	•	•	•

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Transfers/Payments/Purchases	Card	Mobile Banking	Internet Banking	Branch
Create, amend or cancel recurring payment (stop order)	•	•	1.50	4.00
Recurring payment (stop order)	•	•	1.50	3.00
Transfer to own linked account	FREE (ATM)	FREE	FREE	FREE
Payment to Capitec Bank/other bank account	3.00	•	1.50	3.00
Payment to Capitec Bank account (with verified cellphone number)	•	1.50	•	•
Purchase at local/international card machine³	FREE	•	•	•
Purchase on Internet/telephone/mail	FREE	•	•	•

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Prepaid Purchases	Card	Mobile Banking	Internet Banking	Branch
Airtime/Electricity (card machine)	FREE	FREE	•	•
Airtime (other bank ATM)	1.00	•	•	•

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Cash Withdrawals (fixed fees⁴)	Card	Mobile Banking	Internet Banking	Branch
PnP/Shoprite/Checkers/Boxer tillpoint	1.00	•	•	•
Capitec Bank ATM	4.30	•	•	•
Other bank ATM	7.00	•	•	•
International card machine³	5.00	•	•	•
International ATM³	35.00	•	•	•

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Balance Enquiries	Card	Mobile Banking	Internet Banking	Branch
Capitec Bank	FREE	FREE	FREE	FREE
Capitec Bank ATM	FREE	•	•	•
Local card machine	0.40	•	•	•
Other bank ATM	4.00	•	•	•
International ATM/card machine	5.00	•	•	•

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Declined Transactions _{(insufficient funds)}	Card	Mobile Banking	Internet Banking	Branch
Card machine purchase	FREE	•	•	•
Capitec Bank ATM	FREE	•	•	•
Other bank ATM	4.00	•	•	•
International ATM/card machine	5.00	•	•	•

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Statements/PINs	Card	Mobile Banking	Internet Banking	Branch
Statement	•	•	FREE	3.00
PIN change	FREE (ATM)	FREE	•	FREE
PIN reset	•	•	•	3.00

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Notifications

Registration	FREE
Email/SMS (transactions and balances)	0.40
Fax	1.50

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Deposits

Salary cheque	FREE
Non-salary cheque	15.00
Cash for loan repayment	FREE
Notes (cash-accepting ATMs)	50c per R100
Coins (cash-accepting ATMs)	R1.00 per R100
Notes/Coins (branches)	R1.00 per R100
Special clearance cheque	70.00
Returned cheque deposit	90.00

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Disputed Transactions

Reversed debit order on request (last 40 days)	4.00
Reversed debit order on request (after 40 days)	20.00
Late recall of transfer to Capitec Bank account	4.00
Late recall of transfer to other bank account	90.00

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Other

Debit order	3.00
Returned debit order	4.00
Returned early debit order	FREE
Temporary/Permanent withdrawal limit increase	3.00
Incoming international payment in rand (fixed fee)⁵	105.00
Incoming international payment in foreign currency (35c per R100)⁵	105.00 – 585.00
Close account	3.00

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¹ Your mobile network operator will charge a fee for network access
² Excludes Client Care Centre transactions
³ Limited to travel-related transactions in terms of Section B16 of the Exchange Control Rulings of the South African Reserve Bank
⁴ Fixed fee means it does not increase as the value of the transaction increases
⁵ Foreign exchange services facilitated by Nedbank