GlobalOne Transaction Rates and Fees

Transacting with GlobalOne means that you have access to one of the most affordable banking products available in South Africa! You'll be paying less than half the transaction costs of the majority of other banks and there are no hidden fees. As a Capitec Bank client, you'll always know exactly what you're paying for and how much you're paying.

Use these quick links to find the rates and fees you're looking for:

Debit Card Purchases
Cash Withdrawals
Deposits
Balance Enquiries
Interaccount Transfers (Capitec Bank Cashiers and ATMs)
Other

Debit Card Purchases

Local point-of-sale transaction	Free
International point-of-sale transaction**	Free

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Cash Withdrawals

Pick n Pay, Boxer or Score cashier	1.00
Shoprite, Checkers or Pep cashier with purchase (cashback)	1.00
Capitec Bank ATM	3.75
Spark/Cash Axcess ATM	3.75
Other bank ATM	7.00
International point-of-sale**	4.75
International ATM	35.00

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Deposits

Cash	75c per R100
Cash for loan repayment	Free
Salary cheque	Free
Non-salary cheque	3.75

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Balance Enquiries

Capitec Bank cashier	Free
Capitec Bank ATM	Free
Spark/Cash Axcess ATM	Free
Capitec Bank merchant point-of-sale	Free
Pick n Pay, Boxer or Score cashier	1.00
Other bank ATM	3.75
International ATM	4.75
International merchant point-of-sale	4.75

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Interaccount Transfers (Capitec Bank Cashiers and ATMs)

Own linked accounts	Free
Other Capitec Bank accounts	2.75
Other bank accounts	2.75

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Other

Monthly administration	4.50
Prepaid airtime vouchers (other banks' ATMs)	1.00
Account statement	2.75
Stop order/Debit order (in branch)	2.75
Create, amend or cancel stop order (in branch)	3.75
Temporary/Permanent withdrawal limit increase	4.50
Special clearance cheque	50.00
Replace/Additional card	30.00
PIN change	Free
PIN reset	2.75
Merchant point-of-sale transaction declined	Free
Capitec Bank ATM withdrawal declined (insufficient funds)	Free
Other bank ATM withdrawal declined (insufficient funds)	3.75
International ATM withdrawal declined (insufficient funds)	4.75
International merchant point-of-sale transaction declined	4.75
Returned debit order	3.75
Reversed debit order on request (last 40 days)	3.75
Reversed debit order on request (after 40 days)	15.00
Cheque deposit: returned cheque	60.00
Late recall of transfer to Capitec Bank account (per transaction)	3.75
Late recall of transfer to other bank account (per transaction)	90.00
Debit order (early)	4.50
Returned Debit order (early)	NIL

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All figures correct at time of publication and subject to change.
* Fixed fee means it does not increase as the value of the transaction increases.
** Limited to travel-related transactions in terms of Section B16 of the Exchange Control Rulings of the South African Reserve Bank.