Credit options
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| Build onto your home, put down a deposit on a new car or invest in your future with an education. The possibilities are endless with a personal loan from Capitec Bank. Get up to R100 000 over terms ranging from 1 to 48 Months. Credit is approved within minutes and the cash is available immediately in your Capitec Bank account.
Download a Global One brochureTo download a PDF brochure, simply click on the link below.
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Credit
- Choose from 1, 3, 6, 12, 18, 24, 36 and 48 months.
- Quick and paperless application process.
- Approvals within minutes.
- Cash available immediately.
- Loans up to R100 000.
- Free credit life insurance on 6- to 48-month loans.
- Deposit your salary at Capitec Bank and qualify for lower interest rates.
- Clients paid monthly could qualify for 1- to 48-month loans.
- Clients paid weekly could qualify for 1- to 12-month loans.
- Loans subject to Capitec Bank’s credit-granting policy.
Multi Loan
- Offers flexibility and puts you in control.
- A monthly loan approved in branch once every 12 months for salary-depositing clients.
- Draw your loan funds at any Capitec Bank ATM or cashier.
- Interest and fees only charged on funds drawn.
| * | Fees include VAT. Pricing correct at time of publication and subject to change. The quoted figures are for salary-depositing clients only. Instalments depend on the exact number of days of the loan. Terms and conditions apply. |
Apply now
To apply for a personal loan, visit your nearest branch with your:- South African ID book
- Proof of residence (for example, a municipal rates and taxes account in your name with your street address, not older than 3 months)
- Latest salary slip
- Bank statement for the past 90 days.
Financial Intelligence Centre Act [ 283KB ]
