Bank Better, Live Better

Keep things simple with SA’s largest digital bank
As SA’s largest digital bank, we’ve launched new exciting features on our app to help you simplify your banking even further in 2021.
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There’s a very good reason why you receive DebiCheck notifications. By approving new debit orders you will make your Capitec account even more secure.
The greatest volunteering initiatives are those that benefit both the community and the volunteer. That’s what Capitec’s Client Engagement employees experienced when they visited the Legacy Centre for community development in Kayamandi, Stellenbosch.
While most people work hard for their money, their money isn’t working for them. Right now, there’s R295 billion in lazy money in South Africa. Money that’s simply sitting in transactional accounts earning no interest. If that money earned just 4.75% interest, it would put over R14 billion extra into the pockets of South Africans each year.
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our 2020 fees
We update our bank fees on 1 March every year. Last year, we helped our clients save over R200 million by lowering our digital banking fees. For the second year in a row, we will not be increasing these fees in 2020.

send cash anywhere in the country using your phone
Send cash quickly and conveniently to friends and family
fica documents info
As an accountable institution, we must comply with Financial Intelligence Centre Act (FICA) requirements. This means that for identification and verification purposes, clients must provide us with certain personal information and documents to open an account.

We’ve partnered with EasyEquities
We've partnered with EasyEquities, making it easy for our clients to invest in shares.