Bank Better, Live Better

here’s what banking better in 2018 means for you

Switch your salary and debit orders, bank on our app, and become a part of the movement to bank and live better in 2018.

Change how you bank right now and start making a difference in your life.


You’ll earn more interest

Capitec clients earned more than R2bn in interest last year.

  • We pay from 4.75% interest on every rand in your transaction or savings account
  • You could earn more interest than you pay in bank fees, which means you could bank for free
  • You get 4 additional savings plans which you can fix to earn up to 8.55% interest

You’ll save time

Over 1.5 million people use our app to manage their money every month.

So why waste time standing in queues?

  • Always know what your balance is, anytime from anywhere in the world
  • Make payments, buy prepaid and email stamped statements
  • Make instant payments to your DStv account 
  • Manage all your Capitec accounts from your phone

You’ll save money

More than 5 million clients pay R50 or less in bank fees per month at Capitec.

  • Free access to our app, and you don’t pay for the data you use when banking on it
  • A low monthly admin fee of only R5.80
  • R0 – App access, transfers, prepaid purchases and card payments
  • R1.60 – Transfer to other accounts on cellphone or Internet
  • R3.73 – Debit order
  • R6.56 – Cash at Capitec ATM

Was this article helpful?

you may also like...

View All Other Articles View All
5 ways to manage your money and live better

5 ways to manage your money and live better

We spent some time with Francois Viviers, Executive of Marketing and Communications at Capitec Bank to hear about his top 5 money principles to live better in 2018.

Read More
foreign exchange services

foreign exchange services

Find out what you need to know about using your Global One card abroad and receiving foreign payments into your account.

Read More
debit orders safer with debicheck

debit orders safer with debicheck

DebiCheck is another way for you to take control of your money by allowing you to confirm any new debit orders going off from your bank account.

Read More
bank accounts for foreign nationals

bank accounts for foreign nationals

If you're not from South Africa and you want to open a Capitec Bank account, here's what you need to know.

Read More
View All Other Articles