Bank Better, Live Better
This budgeting tool works on the 50—30—20 ratio
The 50-30-20 ratio gives you a good idea of how you should approach splitting your budget based on your household income and whether you have any children.
50%: Essential expenses
30%: Financial priorities
20%: Lifestyle choices
By using the tool, you will be able to explore these categories in more detail and make some decisions about your financial priorities. It's a great way to start getting serious about your budget.
zero data fees to use our app
Using our app is the most affordable way to transact. Pay zero data fees when banking on our app, while app transaction fees are also much lower than in branch.