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    bank better, live better

    here’s what banking better in 2018 means for you

    Switch your salary and debit orders, bank on our app, and become a part of the movement to bank and live better in 2018.

    Hand holding a mobile phone with Capitec Bank open

    Change how you bank right now and start making a difference in your life.

    You’ll earn more interest

    Capitec clients earned more than R2bn in interest last year.

    • We pay from 4.85% interest on every rand in your transaction or savings account
    • You could earn more interest than you pay in bank fees, which means you could bank for free
    • You get 4 additional savings plans which you can fix to earn up to 9.1% interest

    You’ll save time

    Over 1.5 million people use our app to manage their money every month.

    So why waste time standing in queues?

    • Always know what your balance is, anytime from anywhere in the world
    • Make payments, buy prepaid and email stamped statements
    • Make instant payments to your DStv account 
    • Manage all your Capitec accounts from your phone

    You’ll save money

    More than 5 million clients pay R50 or less in bank fees per month at Capitec.

    • Free access to our app, and you don’t pay for the data you use when banking on it
    • A low monthly admin fee of only R5.80
    • R0 – App access, transfers, prepaid purchases and card payments
    • R1.60 – Transfer to other accounts on cellphone or Internet
    • R3.73 – Debit order
    • R6.56 – Cash at Capitec ATM

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