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    bank better, live better

    here’s what banking better in 2018 means for you

    Switch your salary and debit orders, bank on our app, and become a part of the movement to bank and live better in 2018.

    Hand holding a mobile phone with Capitec Bank open

    Change how you bank right now and start making a difference in your life.

    You’ll earn more interest

    Capitec clients earned more than R2bn in interest last year.

    • We pay from 4.75% interest on every rand in your transaction or savings account
    • You could earn more interest than you pay in bank fees, which means you could bank for free
    • You get 4 additional savings plans which you can fix to earn up to 8.55% interest

    You’ll save time

    Over 1.5 million people use our app to manage their money every month.

    So why waste time standing in queues?

    • Always know what your balance is, anytime from anywhere in the world
    • Make payments, buy prepaid and email stamped statements
    • Make instant payments to your DStv account 
    • Manage all your Capitec accounts from your phone

    You’ll save money

    More than 5 million clients pay R50 or less in bank fees per month at Capitec.

    • Free access to our app, and you don’t pay for the data you use when banking on it
    • A low monthly admin fee of only R5.80
    • R0 – App access, transfers, prepaid purchases and card payments
    • R1.60 – Transfer to other accounts on cellphone or Internet
    • R3.73 – Debit order
    • R6.56 – Cash at Capitec ATM

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    Do You Have Lazy Money?

    do you have lazy money?

    While most people work hard for their money, their money isn’t working for them. Right now, there’s R295 billion in lazy money in South Africa. Money that’s simply sitting in transactional accounts earning no interest. If that money earned just 4.75% interest, it would put an extra R14.8 billion into the pockets of South Africans each year.

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    What You Should Know About Going Cashless

    what you should know about going cashless

    Going for a day or even a week without spending cash could seem a little daunting at first. However, once you see how easy it is to pay people or accounts on our app, or use your Capitec card to pay when you shop, you’ll never go back to long ATM queues again!

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    Why Perseverance is Key to Financial Freedom

    why perseverance is key to financial freedom

    At just 27, actress Thuso Mbedu is a successful career woman and proud home owner

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    Pay Without Cash Or Cards

    pay without cash or cards

    Virtual wallets like Capitec Masterpass are making payments much easier, quicker and safer for consumers around the world.

    Read now