Change how you bank right now and start making a difference in your life.
You’ll earn more interest
Capitec clients earned more than R2bn in interest last year.
- We pay from 4.85% interest on every rand in your transaction or savings account
- You could earn more interest than you pay in bank fees, which means you could bank for free
- You get 4 additional savings plans which you can fix to earn up to 8.75% interest
You’ll save time
Over 1.5 million people use our app to manage their money every month.
So why waste time standing in queues?
- Always know what your balance is, anytime from anywhere in the world
- Make payments, buy prepaid and email stamped statements
- Make instant payments to your DStv account
- Manage all your Capitec accounts from your phone
You’ll save money
More than 5 million clients pay R50 or less in bank fees per month at Capitec.
- Free access to our app, and you don’t pay for the data you use when banking on it
- A low monthly admin fee of only R5.80
- R0 – App access, transfers, prepaid purchases and card payments
- R1.60 – Transfer to other accounts on cellphone or Internet
- R3.73 – Debit order
- R6.56 – Cash at Capitec ATM