Open my info

my finds

remove bookmarks
    You don't have any bookmarks saved. Click the star icon on a panel to add it to your bookmarks. Your bookmark has been saved. Bookmark removed.

    bank better, live better

    our 2019 fees

    We update our bank fees on 1 March every year. Here are the most important fees you need to know about to make 2019 the year you bank better.

    Our 2019 fees

    We're leading the way in making digital banking more affordable by lowering our digital ​​bank fees in 2019​. This means our clients can bank on our app, Internet banking and cellphone banking for less – anywhere, 24/7.

    Monthly admin fee

    For a monthly admin fee of R5 (down from R5.80), you get access to our ​Global One solution – offering you a main savings account, 4 free savings plans, cellphone banking (our app and *120*3279#) and Internet Banking. 

    Affordable immediate payments

    For only R8 (down from R10) you can make an immediate payment to another bank on our app or Internet banking. The money is available in the other bank account immediately – making it a smarter way to pay people and make large payments without the risk of carrying cash.

    Reduced electronic payments

    Forget about ATM queues. Simply pay people and accounts on our app or Internet banking for only
    R1 (down from R1.60) per transaction.

    ATM Fees

    We know that cash is a necessity for most South Africans, You'll pay R6 per R1 000 at a Capitec ATM and R8 per R1 000 at another bank's ATM. And don’t forget, for a fee of just R1 you can draw cash at selected supermarket tills. 


    • Pay with your card and shop online worldwide 
    • Transfer money between your Capitec accounts 
    • Access your accounts on our banking app and Internet banking 
    • Email your statements from our app or Internet banking


    • Cash withdrawal at tills
    • Payments or transfer on our app or Internet banking


    • Debit order


    • Debit card monthly admin fee


    • Payment or transfer in branch 

    R6 per R1 000

    • Cash withdrawal at a Capitec ATM

    R8 per R1 000

    • Cash withdrawal at any other ATM (over 30 000) in South Africa


    • Immediate payment on our app and Internet banking 

    How can you save time and money?

    Use the best way to bank to: 

    Was this article helpful?

    Do You Have Lazy Money?

    do you have lazy money?

    While most people work hard for their money, their money isn’t working for them. Right now, there’s R295 billion in lazy money in South Africa. Money that’s simply sitting in transactional accounts earning no interest. If that money earned just 4.75% interest, it would put an extra R14.8 billion into the pockets of South Africans each year.

    Read now
    What You Should Know About Going Cashless

    what you should know about going cashless

    Going for a day or even a week without spending cash could seem a little daunting at first. However, once you see how easy it is to pay people or accounts on our app, or use your Capitec card to pay when you shop, you’ll never go back to long ATM queues again!

    Read now
    Why Perseverance is Key to Financial Freedom

    why perseverance is key to financial freedom

    At just 27, actress Thuso Mbedu is a successful career woman and proud home owner

    Read now
    Pay Without Cash Or Cards

    pay without cash or cards

    Virtual wallets like Capitec Masterpass are making payments much easier, quicker and safer for consumers around the world.

    Read now