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    bank better, live better

    save for your future

    With Global One, you get 4 extra savings plans and could earn up to 8.55% interest. Simply choose a savings plan and your deposit option and start investing.

    Save for your future

    Your main savings account (R25 minimum balance; R5.80 monthly admin fee) gives you affordable banking and access to flexible, fixed or tax-free savings plans.

    The benefits of a flexible savings plan 

    Earn from 4.75% interest per year on daily balances. 

    • Choose your deposit amount and the frequency of your deposits 
    • Name your savings plan 
    • Access your plan any time with Remote Banking (cellphone app/Internet/*120*3279#) or our ATMs 
    • No monthly admin fee or minimum balance

    You can open a flexible savings plan using our app. Simply open the app, tap on “Save”, enter your Remote PIN and tap “Add Flexible Savings”.

    The benefits of a fixed-term savings plan

    Single deposit option 

    Invest for 6 – 60 months, with a minimum balance of R10 000. 

    • You choose how long you want to invest (from 6 – 60 months) 
    • You deposit a single amount (maximum R20 million) to invest over the term you choose 
    • Earn from 6.9 – 8.55% (nominal interest rate) 
    • Interest rate fixed for the full term 
    • Money available on the maturity date 
    • After maturity, the account will become a flexible savings plan, which you can refix for a further term 
    • No monthly admin fee 

    When your deposit starts earning interest, you can reinvest the interest or transfer it to your main savings account.

    Multiple deposit option

    Invest for 6 – 24 months, with a R1 million maximum investment. 

    • You choose how long you want to invest for (from 6 – 24 months) 
    • You decide how much and how often you would like to deposit over the term you choose, up to a maximum of R1 million 
    • Earn from 4.75% – 7.05% interest (nominal interest rate) 
    • Interest rate fixed for the full term 
    • Money available on the maturity date 
    • After maturity, the account will become a flexible savings plan, which you can refix for a further term 
    • No monthly fee

    When your deposits start earning interest, you can reinvest the interest or transfer it to your main savings account.

    The benefits of a tax-free savings account

    Enjoy tax-free interest over the long term. 

    • You can open one tax-free savings account at any of our branches 
    • Deposit any amount up to R33 000 per year (single or multiple deposits)

    South African Revenue Service (SARS) rules

    • Contribution limits :
      • Your combined limit for the financial year (1 March – 28 February) across all tax-free savings accounts, including those at other financial services providers, is R33 000 
      • Lifetime limit is R500 000 
      • Contributions over these limits are taxed at 40% 
    • Interest earned will not be taxed 
    • Money withdrawn cannot be replaced 
    • Money may be transferred to and from a tax-free account at another financial services provider 
    • Other savings plans may not be converted to a tax-free savings account

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