Open my info

my finds

remove bookmarks
    You don't have any bookmarks saved. Click the star icon on a panel to add it to your bookmarks. Your bookmark has been saved. Bookmark removed.

    bank better, live better

    zero data fees to use our app

    Using our app is the most affordable way to transact. Pay zero data fees when banking on our app, while app transaction fees are also much lower than in branch.

    zero data fees to use our app


    Q: How do I activate zero-rated data?

    A: You don’t have to do anything to activate it. If you’re a Vodacom, MTN, Telkom Mobile or Cell C subscriber you automatically qualify for zero-rated data.

    Q: Why can’t I access the app when I run out of airtime?

    A: Even though data used on our app is zero-rated, you will still need airtime to ensure your phone line is open.

    Q: But my phone shows I’m using data?

    A: Our app uses data to communicate with our servers when you sign in and do transactions, but Vodacom, MTN, Telkom Mobile and Cell C will not bill you for it.

    Ready to start banking on our app?

    1. Visit your nearest Capitec branch to verify your phone

    2. You’ll receive an SMS to download our app

    3. Once downloaded, install and activate it

    4. Enter your remote PIN and you’re ready to bank on your phone

    Was this article helpful?

    Do You Have Lazy Money?

    do you have lazy money?

    While most people work hard for their money, their money isn’t working for them. Right now, there’s R295 billion in lazy money in South Africa. Money that’s simply sitting in transactional accounts earning no interest. If that money earned just 4.75% interest, it would put an extra R14.8 billion into the pockets of South Africans each year.

    Read now
    What You Should Know About Going Cashless

    what you should know about going cashless

    Going for a day or even a week without spending cash could seem a little daunting at first. However, once you see how easy it is to pay people or accounts on our app, or use your Capitec card to pay when you shop, you’ll never go back to long ATM queues again!

    Read now
    Why Perseverance is Key to Financial Freedom

    why perseverance is key to financial freedom

    At just 27, actress Thuso Mbedu is a successful career woman and proud home owner

    Read now
    Pay Without Cash Or Cards

    pay without cash or cards

    Virtual wallets like Capitec Masterpass are making payments much easier, quicker and safer for consumers around the world.

    Read now