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    business services

    payday just got easier

    Save on your monthly salary payments while keeping your existing business account with our salary transfer facility.

    Already switched to us?

    Pay your employees or manage your facility on the go.

    Salary transfer facility

    If you’re looking for a staff payment solution that will save you money and make for happier employees, get in touch with us and we’ll schedule a presentation at your place of work.

    The benefits

    During registration we’ll open a Capitec Bank account for you so you can deposit money for your salary payments. After that, it’s all pretty simple.

    • You can keep your existing business account
    • Free onsite training, no special software needed and web-based for convenience
    • Easy to use – simply sign in any time or place and pay your employees weekly or monthly when it suits you
    • Secure salary payments – you’ll need to sign in using your username, password and token password (also needed to approve salary payments and prevent unauthorised payments). Token passwords are generated by your token, and are more secure than SMS passwords as they can’t be intercepted
    • Know what you get, know what you pay! Once you’ve paid for your token, your only other costs are your transaction fees
    • Low transaction fees – save money with every payment, which in turn reduces your monthly overheads
    • Earn higher interest

    What you'll save

    300 employees Capitec Bank Other bank (best) Other bank (worst) Savings
    Monthly subscription (R) FREE 185 185
    Transaction fee (R) 240 1  650 4 200 1 410
    Monthly saving (R) Free Free Free 1 595

    300 employees paid monthly = save R19 140 per year

    300 employees paid weekly = save R75 540 per year 

    Rates and fees

    There are no monthly subscription, call-out fees or hidden costs.

    Access (R)
    Activation/Monthly subscription
    FREE
    Security (R)
    Token on keyring
    60
    Replacement token on keyring
    60
    Salary Transfers (R)
    Capitec Bank account
    0.80
    Other bank account
    2.75

    Interest Rate (%)

    Interest per year
    4.40