financial health

It’s worth taking the time to understand exactly how much you spend on banking every month. It’s easy to forget this cost, but it should be included in your budget like everything else, and may be an area you can save on.

Banking tips to help you keep your money safe, on- and offline.

If you want to build your wealth, you need to get into the habit of saving a portion of your salary every single month.

Whenever you can, get into the habit of saving up before you make purchases – whether it’s a TV or a holiday – rather than buying on credit.

Credit can be a great tool to help you achieve goals, but it can also become a trap that makes this much harder.

If you’re feeling under pressure with your monthly debt repayments, you’re certainly not alone. It’s time for a repayment plan.

You probably have a general idea of what it means to have a healthy body. So what’s the equivalent for your bank balance?

Life is busy and it’s expensive. Much of the time, you’re likely thinking about the many immediate demands on your income. But to build your financial health, it’s essential to think about what you want your money to do for you in the future.

A money plan, also known as a budget, is the roadmap that directs your financial decisions each month. Our daily spending habits don’t always reflect our big goals and dreams. But, if we don’t plan our spending and our saving, we simply won’t get where we want to be.

It doesn’t matter where you are on your financial journey, if you can consistently keep some of the money you earn each month instead of spending it, you can change your financial future.

A budget won’t do you much good if you set and then forget it. Once you’ve created a plan for your monthly spending and saving , how do you stick to it?

Your budget needs to change and evolve as you do.