0860 10 20 43financial health
Build your financial health in 2020
Practical steps to build your financial health and wealth in 2020 and the decade ahead.
A new year, a clean slate. For many of us, this is a time to reflect and set goals for what we’d like to change and accomplish during the year. In this 6-week series, we’ll cover the practical steps you can take to make 2020 your year for financial success.
If you're following "The Money Guide" series, you can find the digital versions here:
Noteworthy
let your money grow
If you want to build your wealth, you need to get into the habit of saving a portion of your salary every single month.
Featured
saving for short-term goals
Whenever you can, get into the habit of saving up before you make purchases – whether it’s a TV or a holiday – rather than buying on credit.
Noteworthy
make credit a tool, not a trap
Credit can be a great tool to help you achieve goals, but it can also become a trap that makes this much harder.
Noteworthy
how to repay debt
If you’re feeling under pressure with your monthly debt repayments, you’re certainly not alone. It’s time for a repayment plan.
Noteworthy
What is financial health?
You probably have a general idea of what it means to have a healthy body. So what’s the equivalent for your bank balance?
Noteworthy
SMART financial goals for 2020
Life is busy and it’s expensive. Much of the time, you’re likely thinking about the many immediate demands on your income. But to build your financial health, it’s essential to think about what you want your money to do for you in the future.
Noteworthy
Make a roadmap for your money
A money plan, also known as a budget, is the roadmap that directs your financial decisions each month. Our daily spending habits don’t always reflect our big goals and dreams. But, if we don’t plan our spending and our saving, we simply won’t get where we want to be.
Noteworthy
How to take charge of your expenses
It doesn’t matter where you are on your financial journey, if you can consistently keep some of the money you earn each month instead of spending it, you can change your financial future.
Noteworthy
How to stick to your budget
A budget won’t do you much good if you set and then forget it. Once you’ve created a plan for your monthly spending and saving , how do you stick to it?
Noteworthy
here’s how to get your credit record into shape
Having credit is an important part of a good financial plan as it forms the basis of your credit record. Here's why having a credit record is important and tips to build a solid one.
credit cards or retail accounts, which is better?
Credit cards and retail accounts make it possible for us to buy these items when we need them, and then pay them off in instalments. But which is better?