financial health

Build your financial health in 2020

Practical steps to build your financial health and wealth in 2020 and the decade ahead.

 

A new year, a clean slate. For many of us, this is a time to reflect and set goals for what we’d like to change and accomplish during the year. In this 6-week series, we’ll cover the practical steps you can take to make 2020 your year for financial success.

If you're following "The Money Guide" series, you can find the digital versions here:

  1. What is financial health? 
  2. Creating your money plan
  3. Managing credit and debt 
  4. Saving and building wealth 

 

spend less on bank fees Featured

spend less on bank fees

It’s worth taking the time to understand exactly how much you spend on banking every month. It’s easy to forget this cost, but it should be included in your budget like everything else, and may be an area you can save on.

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banking safety Noteworthy

banking safety

Banking tips to help you keep your money safe, on- and offline.

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let your money grow Noteworthy

let your money grow

If you want to build your wealth, you need to get into the habit of saving a portion of your salary every single month.

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saving for short-term goals Noteworthy

saving for short-term goals

Whenever you can, get into the habit of saving up before you make purchases – whether it’s a TV or a holiday – rather than buying on credit.

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make credit a tool, not a trap Noteworthy

make credit a tool, not a trap

Credit can be a great tool to help you achieve goals, but it can also become a trap that makes this much harder.

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how to repay debt Noteworthy

how to repay debt

If you’re feeling under pressure with your monthly debt repayments, you’re certainly not alone. It’s time for a repayment plan.

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What is financial health? Noteworthy

What is financial health?

You probably have a general idea of what it means to have a healthy body. So what’s the equivalent for your bank balance?

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SMART financial goals for 2020 Noteworthy

SMART financial goals for 2020

Life is busy and it’s expensive. Much of the time, you’re likely thinking about the many immediate demands on your income. But to build your financial health, it’s essential to think about what you want your money to do for you in the future.

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Make a roadmap for your money Noteworthy

Make a roadmap for your money

A money plan, also known as a budget, is the roadmap that directs your financial decisions each month. Our daily spending habits don’t always reflect our big goals and dreams. But, if we don’t plan our spending and our saving, we simply won’t get where we want to be.

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How to take charge of your expenses Noteworthy

How to take charge of your expenses

It doesn’t matter where you are on your financial journey, if you can consistently keep some of the money you earn each month instead of spending it, you can change your financial future.

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How to stick to your budget  Noteworthy

How to stick to your budget

A budget won’t do you much good if you set and then forget it. Once you’ve created a plan for your monthly spending and saving , how do you stick to it?

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When should you review your budget? Noteworthy

When should you review your budget?

Your budget needs to change and evolve as you do.

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stay in control of your debit orders

stay in control of your debit orders

There’s a very good reason why you receive DebiCheck notifications. By approving new debit orders you will make your Capitec account even more secure.

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credit declined, now what?

credit declined, now what?

Making changes to how you currently handle credit can help you get approved the next time you apply.

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