Global One

Simplify Banking

Move to a simpler way to bank. Capitec has taken the complexity out of banking, with technology that cuts costs and puts the value back in your pocket . Switch to the bank that invests in innovative solutions to simplify your life… so you can live better.

go cash-free

go cash-free

Move to simpler banking. Go cash-free with our new card – just tap to pay and you’re on your way. Debit or credit, our Global One card gives you many ways to access your money and transact worldwide.

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get personalised credit

get personalised credit

Move to a simpler way to get credit. Get an estimate online or use our banking app to apply for a loan of up to R250 000. You’ll get a personalised offer based your affordability, and you can choose between the amount you want, the lowest monthly instalment or the lowest interest rate, starting at 12.9%.

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credit card

credit card

Move to our new credit card. Get a limit of up to R250 000 with an interest rate from prime, for just R35 per month.

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study further for less News

study further for less

Move to instant savings. Get R4 000 off any GetSmarter online short course from leading SA universities. To qualify simply register and pay with your Capitec card

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bank on your phone

bank on your phone

Move to simpler banking. Load your card on all your favourite apps or shop online. You can also use our banking app to pay people, transfer money, buy airtime and electricity and more.

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do you have lazy money?

do you have lazy money?

While most people work hard for their money, their money isn’t working for them. Right now, there’s R295 billion in lazy money in South Africa. Money that’s simply sitting in transactional accounts earning no interest. If that money earned just 4.75% interest, it would put over R14 billion extra into the pockets of South Africans each year.

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find the best fees

find the best fees

Bank fees getting you down? Make sure you’re paying the best fees with this handy guide.

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