Simplify Banking

Simplify Banking

Move to a simpler way to bank. Capitec has taken the complexity out of banking, with technology that cuts costs and puts the value back in your pocket . Move to the bank that invests in innovative solutions to simplify your life… so you can live better.

 

Open an account

Open an account

Get your card delivered to your door and move to Capitec without visiting a branch.

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move your salary and debit orders

move your salary and debit orders

Simplified banking means we will help you open an account, all from the comfort of your home. Move your account, salary and debit orders in a few easy steps.

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bank on your phone

bank on your phone

Bank from home with our Capitec Banking App. Pay people, make immediate payments, get account balances and more.

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Live Better

Live Better

Everyone can Live Better

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our 2021 fees

our 2021 fees

We’ve kept our fees largely the same with no changes to digital fees, even though we’ve added many new features to our app. And some of our fees are now even lower too, such as Send cash.

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go cash-free

go cash-free

Move to simpler banking. Go cash-free with our new card – just tap to pay and you’re on your way. Debit or credit, our Global One card gives you many ways to access your money and transact worldwide.

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get personalised credit

get personalised credit

Move to a simpler way to get credit by applying for a term loan. Get an estimate online or use our banking app to apply for a loan of up to R250 000.

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credit card

credit card

Easily apply for a Capitec credit card online. Get up to R500 000 from prime and shop online, scan to pay from our app and tap to pay – all for just R40 per month.

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foreign exchange services

foreign exchange services

Find out what you need to know about using your Global One card abroad and our international payments services that we can offer with Mercantile Bank, a Division of Capitec Bank.

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take charge of your account

take charge of your account

Learn how to approve DebiCheck debit orders on your Capitec account

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