Global One

Simplify Banking

Discover a simpler way to bank. Capitec has taken the complexity out of banking, with technology that cuts costs and puts the value back in your pocket . Switch to the bank that invests in innovative solutions to simplify your life… so you can live better.

go cashless

There is a simpler way to transact. Go cashless with our new card – just tap to pay and you’re on your way. Debit or credit, our Global One card gives you many ways to access your money and transact worldwide.

credit card

Why pay more just because you earn more? Get a credit card with a limit of up to R250 000 with an interest rate from prime, for just R35 per month.

get personalised credit

There is a simpler way to get credit. Get an estimate online or use our banking app to apply for up to R250 000. You’ll get a personalised offer based your affordability, and you can choose between the amount you want, the lowest monthly instalment or the lowest interest rate, starting at 12.9%.

bank on your phone

There is a simpler way to pay. Load your card on all your favourite apps or shop online. You can also use our banking app to pay people, transfer money, buy airtime and electricity and more.

rachel kolisi on coaching her kids for their financial future

Rachel and Siya Kolisi are raising 4 children. At the tender age of 23 they welcomed 2 of Siya’s young siblings into their home and now they also have their own young children. Below Rachel shares some of her top parenting money tips.

get 15% off bus tickets

Use your Capitec card to book Greyhound and Citilinerbus tickets and get an immediate 15% discount