Global One

Simplify Banking

Discover a simpler way to bank. Capitec has taken the complexity out of banking, with technology that cuts costs and puts the value back in your pocket . Switch to the bank that invests in innovative solutions to simplify your life… so you can live better.

go cashless

go cashless

There is a simpler way to transact. Go cashless with our new card – just tap to pay and you’re on your way. Debit or credit, our Global One card gives you many ways to access your money and transact worldwide.

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credit card

credit card

Why pay more just because you earn more? Get a credit card with a limit of up to R250 000 with an interest rate from prime, for just R35 per month.

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get personalised credit

get personalised credit

There is a simpler way to get credit. Get an estimate online or use our banking app to apply for up to R250 000. You’ll get a personalised offer based your affordability, and you can choose between the amount you want, the lowest monthly instalment or the lowest interest rate, starting at 12.9%.

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bank on your phone

bank on your phone

There is a simpler way to pay. Load your card on all your favourite apps or shop online. You can also use our banking app to pay people, transfer money, buy airtime and electricity and more.

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live better benefits Featured

live better benefits

There is a simpler way to get benefits. Capitec clients get up to 25% off Turkish Airlines tickets, as well as other immediate discounts.

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live better with our credit card

live better with our credit card

You get access to all your accounts and a credit limit of up to R250 000.

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smart ways to save

smart ways to save

Whether you’re saving for lobola, building your emergency fund or putting money away until you decide what to do with it, these tips can help you grow your savings.

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