Move to a simpler way to bank. Capitec has taken the complexity out of banking, with technology that cuts costs and puts the value back in your pocket . Move to the bank that invests in innovative solutions to simplify your life… so you can live better.
move your salary and debit orders
Simplified banking means no more queues – we will help you move, all from the comfort of your home. Move your account, salary and debit orders in a few easy steps.
bank on your phone
Move to SA’s Best Digital Bank (SITEisfaction 2021 report) and bank from home with our banking app. You can pay people and accounts, make immediate payments, get account balances and email stamped statements – just about everything you would normally do at a branch.
our 2021 fees
Many things may have changed over the past year, but our approach to help you live better, did not. We’ve kept our fees largely the same with no changes to digital fees, even though we’ve added many new features to our app. And some of our fees are now even lower too, such as Send cash.
Move to simpler banking. Go cash-free with our new card – just tap to pay and you’re on your way. Debit or credit, our Global One card gives you many ways to access your money and transact worldwide.
get personalised credit
Move to a simpler way to get credit. Get an estimate online or use our banking app to apply for a loan of up to R250 000. You’ll get a personalised offer based on your affordability, and you can choose between the amount you want, the lowest monthly instalment or the lowest interest rate, starting at 9%.
credit approved, now what?
You’ve been approved for credit! The next step is to read the documents that outline your agreement carefully.