Discover a simpler way to bank. Capitec has taken the complexity out of banking, with technology that cuts costs and puts the value back in your pocket . Switch to the bank that invests in innovative solutions to simplify your life… so you can live better.
There is a simpler way to transact. Go cashless with our new card – just tap to pay and you’re on your way. Debit or credit, our Global One card gives you many ways to access your money and transact worldwide.
get personalised credit
There is a simpler way to get credit. Get an estimate online or use our banking app to apply for up to R250 000. You’ll get a personalised offer based your affordability, and you can choose between the amount you want, the lowest monthly instalment or the lowest interest rate, starting at 12.9%.
bank on your phone
There is a simpler way to pay. Load your card on all your favourite apps or shop online. You can also use our banking app to pay people, transfer money, buy airtime and electricity and more.
live better with our credit card
You get access to all your accounts and a credit limit of up to R250 000.