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    investor relations

    international credit ratings assigned

    Standard and Poor's (S&P) mentioned that their 12-month view is that Capitec’s business position, asset quality and capitalisation will be resilient to the challenging economic environment and regulatory headwinds in South Africa.
    Capitec branch wall

    'We consider Capitec's capitalization and earnings as "very strong" '

    – S&P

    On 13 October 2015, Standard and Poor’s Ratings Services (“S&P”) assigned international credit ratings to Capitec Bank for the first time. 

    The bank’s global scale long-term credit rating is “BB+” and the short-term rating “B”. Both these ratings carry a stable outlook. The South Africa national scale long-term rating is “zaA” and the short-term rating “zaA-1”.

    For a detailed report, download the PDF below.