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    Capitec's profitability resilient despite pressure on asset quality

    The stable outlook reflects that the bank's asset quality, profitability and capitalisation will remain broadly stable over the next 12 months.
    Capitec Bank

    S&P Global Ratings affirmed its 'BB/B' long- and short-term issuer credit ratings on Capitec Bank Ltd. 

    The affirmation reflects that Capitec's profitability and capitalisation continue to demonstrate resilience, despite lackluster economic growth and signs that the bank's asset quality is facing some additional pressure. 

    For a detailed report, download the PDF below.