Know What You Get,
Know What You Pay

Traditional banking services are packaged in complicated transaction bundles with terms and conditions. Consumers feel that they pay too much and struggle to understand the fees, which leaves them feeling like they have no control. Our simplified services and pricing structure, however, gives you control over what you use and what you pay.

One example is our fixed ATM withdrawal fee of R4.00 (or R7 at other banks' ATMs) instead of a sliding scale, no matter how much you draw. It's this kind of thinking that inspires us to bring you innovative money management solutions like the Global One. Banking's never been this easy, affordable and transparent!

At Capitec Bank we believe that banking should be simple and you should have the freedom to bank whenever and wherever you like. This simplicity is delivered transparently and this gives you control, all of which is made possible by our use of cutting-edge technology.

Simplicity, affordability, accessibility and personal service are at the core of our bank so you always know what you get and know what you pay. We invite you to contact us with any questions on how banking with us will save you money and time.

Open a Global One Today

Opening a Global One is easy and almost paperless - just visit your nearest Capitec Bank branch with the following:

• Identification document
• Original proof of residential address (any of the approved documents in your name with your street address)
• Latest salary slip (for credit applications)
• 3-month bank statement (for credit applications)

Don't have proof of residential address? If you are a South African citizen and an employed individual, pensioner or student, please download and print this Fica declaration form. Complete it with your landlord, home owner, college residence manager, hostel manager or cohabitant. Then bring it and the documents listed above to the branch to open your account. Remember that if the declarer is your cohabitant, they must also provide proof of their residential address, except where he or she is an existing Capitec Bank client. It is not a requirement for the declarer to accompany the client to the branch but the client must obtain a copy of the ID of the declarer. If the declarer is an existing client of Capitec Bank, it is not necessary to obtain the proof of residential address and ID of the declarer.

For a list of the approved documents and further information, please download the Fica brochure.