bank better, live better


At Capitec we believe everyone should be able to Live Better – without paying extra fees or subscriptions, jumping through hoops or navigating complicated tiers. That’s why you don’t need to build up pointless points, wait or pay to get your Live Better Benefits.

Now that you’re living better, you’ll enjoy partner benefits, upfront discounts and easy ways to save simply for being a Capitec client.

Cash back


Whether you're shopping for wellness products or baby essentials, everybody can get cash back at Dis-Chem and Baby City stores! You don’t need to jump through hoops or tiers to get this Live Better benefit.

Once you’ve activated your Live Better savings account, simply pay with your Capitec debit or credit card, or scan to pay (if available in-store). You can also purchase online on the Dis-Chem or Baby City websites to get 2% cash back. Your cash back will be paid into your Live Better savings account monthly.

Read more about this great benefit here.


All Capitec clients now get 20c per litre back on fuel and 0.5% cash back on selected items in-store at participating Shell service stations! (In-store cash back excludes tobacco, phone cards, lubricants, car wash and municipal services.)

Simply swipe your registered Shell V+ card and pay with your Capitec card or scan to pay when filling up on fuel or snacks. And spend your cash back on anything you need at Shell.

Read more about this great benefit here.


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Want to upskill yourself to improve your knowledge?

Nothing can beat the immediate confidence boost of upskilling yourself or learning something new. Whether you want to improve your language skills, learn how to use Microsoft Excel, or run your own Spaza shop, we'll help you take on any challenge with our Educate24 Live Better Benefit. You save 50% on over 90 online short courses that you can complete it at your own pace, from anywhere using only your cellphone and a R20 data bundle.

Simply use your Capitec card to sign up and pay for your courses directly on the Educate24 website to enjoy your immediate saving.

Read more about this great benefit here.


Always dreamed of studying further?

We believe in you and want to empower you to reach your dreams. Through our GetSmarter Live Better Benefit we'll help you get there with a R4 000 saving on online short courses. Not only will you have the chance to study further at top South African universities, but you also get to complete your course from the comfort of your home.

To enjoy your immediate saving simply download our app, add the GetSmarter widget, register and pay for your online course. 

Read more about this great benefit here.  


Want to talk to a doctor without leaving the house?

To enjoy your immediate saving, sign up on the Hello Doctor website, enter voucher code LIVEBETTER (remember to click CLAIM VOUCHER) and set up a monthly debit order on your Capitec account.

Read more on how to use this benefit here.



10% discount on

Save 10% on your car rental price in 53 000 locations worldwide when you book and pay with your activated Capitec card.

To qualify for this discount at the biggest brands in car hire, Capitec cardholders have to book and pay for their car rental on our dedicated Capitec webpage.

Bookings made directly through the main page or any other retailer or booking channel will not qualify for the discount. The discount excludes any car rental bookings for pickup within the US or Canada. See discounts rules here.


Flights from R399 with Travelstart

Save R100 on domestic flights and R400 on international flights when you book and pay with your activated Capitec card.

To qualify for these discounts, Capitec cardholders have to buy their flight tickets on our dedicated Capitec Travelstart webpage.

Bookings made directly through the Travelstart main page or any other retailer or booking channel will not qualify for the discount.

See discount rules here