About us

We want to make a meaningful difference in people’s lives, empowering them to grow.

Our purpose

We build solutions that ignite growth and unlock opportunities driving, South Africa’s economic progress.

We provide simple, accessible financial solutions, foster financial literacy and inspire innovation to help South Africans achieve their dreams and contribute to the economy.

Through innovative services and partnerships, we help businesses grow, create jobs and shape a sustainable, prosperous future for South Africa.

 

Our fundamentals

Our 4 fundamentals guide every interaction, solution and innovation.

We make banking intuitive and easy to understand. Our personal and business banking solutions remove complexity, giving you clarity and control over your money. 

Our personal and business banking solutions are designed to deliver the best value, ensuring you can achieve more with less. When you bank with us, there are no hidden fees, so you always know exactly what you're paying for. 

We are a bank for all, ensuring financial tools and opportunities are within everyone's reach. Bank your way no matter your background or location. Use our app, online banking, self-service terminals in-branch or draw cash from tills at your local supermarket – you choose.

We deliver personalised, human-centred experiences, recognising that everyone’s journey is unique. By getting to know you and your business, we can better understand your needs and goals, empowering you to take control of your financial life. 

 

We give back

We are committed to uplifting communities and driving meaningful change in South Africa through our social impact initiatives:

The Capitec Foundation is affiliated with and funded by us but operates independently as a non-profit and public benefit organisation. Through the Capitec Foundation, we invest in pure mathematics education, to enable a pipeline of skilled high school graduates who can access education and other opportunities after school.

Through our volunteer programme and partnerships, we support education and community development, empowering employees to give back and collaborating with impact-driven organisations to create lasting change. 

We make learning about money easy and accessible through our innovative digital learning solutions and community-based financial education initiatives to build financial literacy.

 
Read more about our social impact
 

Work with us

We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry.

View jobs 

Key facts

  • Established: 1 March 2001
  • Listed on JSE: 18 February 2002
  • Registration: SA Reserve Bank
  • Active clients: over 24 million
  • Branches: 880*
  • Employees: over 16 900*
  • Shareholders’ funds: R50 billion*
  • International payments partners: MastercardTM and Visa
  • Auditors: PricewaterhouseCoopers Inc. and Deloitte & Touche
  • Registered address: 5 Neutron Road, Techno Park, Stellenbosch

*Financial results for the year ended 28 February 2025