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Headline earnings 
+30% to R13.7 billion

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Personal

Make the switch to Capitec

Switch your salary and debit orders to Capitec to enjoy simplified banking and get rewards to help you live better.
Here's how

Business

Open a business bank account

Say hello to Capitec business banking. With fees up to 50% lower than you’ll pay anywhere else. Choose the business bank for everyone.
Here's how

Renovate or upgrade your home

We've partnered with Build it to make home renovations or DIY projects easy and more affordable, with our home improvement loan.
More info

Stand to win with Capitec Pay

We’re giving away a R250 Mangwanani or La Vita Spa voucher to 1 000 lucky winners! Simply check out with Capitec Pay from 7 April – 30 May 2025.
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Credit insurance update

Our credit insurance policies are moving from Guardrisk Life Limited to Capitec Life Limited once approved by the Prudential Authority.
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Live Better

Discover rewards that make life better with Live Better on the Capitec app. Enjoy cash back, exclusive discounts, and amazing deals.
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Download the Capitec app

Pay people and accounts, make immediate payments, get credit and more without having to visit a branch.
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Connect

Capitec Connect

Connect your way with affordable everyday prepaid WhatsApp messaging, streaming, voice, and data bundles; and a Connect Advance with Capitec Connect.
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Life cover

Cover their needs after the funeral with life cover. 
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Capitec bank careers
Careers
Are you energetic and self-motivated with a passion for service? We focus on finding the right people for the right jobs. Apply today!
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MoneyUp
Learn about money with our free online courses, games and guides. Then put what you’ve learned into practice by working towards your goals – one small step at a time.
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Investor relations
From share price to financials and corporate actions to the latest news, you'll find it all here.
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Social Impact
We are dedicated to improving the lives of South Africans through our social impact initiatives. With our belief that better never rests, we combine volunteer programs, partnerships, technology, and financial education to uplift communities.
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Know your credit
We simplify understanding and managing credit because it plays a significant role in your life. Learn everything about managing credit and get tips to enhance your financial well-being here.
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