5 key fees you need to know

Important:

1. Your service provider will charge a fee for network access

2. Includes Client Care Centre and Self Service Terminal transactions

3. International travel–related transactions in terms of Section B.16 and Section B.4 of the Currency and Exchanges Manual for Authorised Dealers of the South African Reserve Bank

4. Fixed fee means it does not increase as the value of the transaction increases

5. See our website for more info on foreign exchange services

6. Supplementary cards cannot be used internationally

7. Online international card payments for miscellaneous transactions limited to R50 000 per international transaction in terms of Section B.16 of the Currency and Exchanges Manual for Authorised Dealers of the South African Reserve Bank

8. See our website for more info on direct currency conversion

9. Get cash from any international ATM and purchase at any international card machine with the Mastercard® logo

10. Remote banking app limits for sending cash: R3 000 per transaction, R5 000 per day, R24 990 per month

11. Mobile banking (*120*3279#) limits for sending cash: R1 000 per transaction, R1 000 per day, R24 990 per month

12. A processing (authorisation/clearing) fee will be charged for successful international transactions, whether the transaction was initiated cross-border from outside South Africa or locally from within South Africa

13. Not all transactions listed under Digital are available on all of the Digital channels

Conditions apply. Fees include VAT.
Valid from 01 March 2025. All information correct at time of going to print, 24/1/2025 and is subject to change. Capitec Bank Limited is an authorised financial services provider (FSP46669) and registered credit provider (NCRCP13). Capitec Bank Limited Reg. No.: 1980/003695/06