Business banking

It doesn’t matter if your business is big or small, if you're starting out or branching out. We have payments, credit, savings and insurance solutions to support and grow any start-up, SME or established enterprise.

Business_Bank_Header_Image - Desktop@2x

Card machines

Get a Capitec card machine and save! Buy a Pro for R999 or Print for R2199 once-off, no contracts or hidden fees.

Scored overdraft - Header Image - Desktop@2x

Instant overdraft

Have a Capitec Business account? With our quick approval process you could get a business overdraft up to R250 000 to instantly access funds when opportunities arise.

Business bank account

One solution for all your business needs 

We make business banking simple with one account for life. Our day-to-day transactional account is available to all businesses at the same price, with a simple and transparent fee structure.

Our R65 monthly fee includes: 

  • A business bank account
  • Instant access to a Relationship Banker 
  • Free access to our banking app and online banking 
  • Free inter-account transfers 
  • Free monthly email statements
  • SMS notifications

Free access to digital banking   

See how simple and easy digital banking can be. Customise your banking for instant access to the things that matter the most to you, so you can effortlessly run your business from our app and online banking platform.

  • Enjoy a single view of all your business banking 
  • Easily switch between your business and personal banking profile on our app
  • Get complete control and access to exactly what you need, when you need it

Single point of contact_Business-Banking.png

You can use our app and online banking to: 

Online business banking

  • Do realtime payments, batch payments and payroll processing  
  • Grant user access and permissions 
  • Integrate with accounting software platforms 
  • Implement authorisation flows and controls 
  • Enjoy the peace-of-mind of audit trails 

Business transactional account

A Relationship Banker will give you personalised service and support for all your business needs.

What we offer

  • Easily apply for personalised credit solutions
  • Get assistance to activate and use your account

Start using your account today! Call our Relationship Suite on 0860 30 92 50 if you need help and let's get down to business.

Business transaction account


Choose a bank that not only makes running your business simpler, but treats you like somebody who also has a personal life. At Capitec Business, we’re committed to innovation and use technology to enhance our banking services so you can focus on the things that really matter to you.

Read more
Business savings account


We know that it takes passion, dedication and commitment to build a business. So let us help you with simple savings and investment products with competitive interest rates that offer you value to grow your profits.

Read more
Business credit application


We have simplified the credit application process to make it easy for you to access the credit you need to grow your business or support your cash flow. We offer many different credit options, so read more to see which of them are right for your business and what you’re aiming to achieve.

Read more