Business banking

Say hello to better business banking and save up to 50% on fees. We’re empowering all businesses, big or small, to turn their bold ideas into real opportunities. Choose the business bank for everyone.

Capitec Business Bank
Business app_Card Campaign_Desktop

Do it all on our app

Manage your business on the go with smart tools and low fees for every business, big or small.

Business Credit_Banner Card_Desktop

Credit for every business

We’re with you from start to success, with credit to support your ideas and grow your business.

Forex - Marketing Slider_Desktop

Better business forex

Grow locally or trade globally with expert forex support and simple tools for every business – no matter your size or industry.

Business bank account

One solution for all your business needs 

We make business banking simple with one account for life. Our day-to-day transactional account is available to all businesses at the same price, with a simple and transparent fee structure.

Here's what you get, for what you pay:

  • Free virtual card for online transactions
  • Zero fees on local card payments
  • Free access to digital channels
  • R1 for payments to other Capitec accounts
  • R2 for payments to other banks
  • R3 per debit order
  • R6 for immediate payments
  • R10 per R1 000 to draw cash at any bank’s ATM in South Africa
  • R1.40 per R100 to deposit cash at any Capitec ATM
  • R50 monthly service fee

Free access to digital banking   

See how simple and easy digital banking can be. Customise your banking for instant access to the things that matter the most to you, so you can effortlessly run your business from our app and online banking platform.

  • Enjoy a single view of all your business banking 
  • Easily switch between your business and personal banking profile on our app
  • Get complete control and access to exactly what you need, when you need it

Single point of contact_Business-Banking.png

You can use our app and online banking to: 

Online business banking

  • Do realtime payments, batch payments and payroll processing  
  • Grant user access and permissions 
  • Integrate with accounting software platforms 
  • Implement authorisation flows and controls 
  • Enjoy the peace-of-mind of audit trails 

Business transactional account

A Relationship Banker will give you personalised service and support for all your business needs.

What we offer

  • Easily apply for personalised credit solutions
  • Get assistance to activate and use your account

Start using your account today! Call our Relationship Suite on 0860 30 92 50 if you need help and let's get down to business.

Business transaction account

Transact

Choose a bank that not only makes running your business simpler, but treats you like somebody who also has a personal life. At Capitec Business, we’re committed to innovation and use technology to enhance our banking services so you can focus on the things that really matter to you.

Business savings account

Save

We know that it takes passion, dedication and commitment to build a business. So let us help you with simple savings and investment products with competitive interest rates that offer you value to grow your profits.

Business credit application

Credit

We have simplified the credit application process to make it easy for you to access the credit you need to grow your business or support your cash flow. We offer many different credit options, so read more to see which of them are right for your business and what you’re aiming to achieve.