Business banking

It doesn’t matter if your business is big or small, if you're starting out or branching out. We have payments, credit, savings and insurance solutions to support and grow any start-up, SME or established enterprise.

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Transact

Get one account for life, with simple and transparent fees.

Save

Get a solid return to help meet your business goals.

Insure

Protect your business against short and long-term risks.

Credit

Flexible, affordable lending products to grow your business.

Card machines

Get a Capitec card machine and save! Buy a Pro for R999 or Print for R2199 once-off, no contracts or hidden fees.

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Instant overdraft

Have a Capitec Business account? With our quick approval process you could get a business overdraft up to R250 000 to instantly access funds when opportunities arise.

Business bank account

One solution for all your business needs

We make business banking simple with one account for life. Our day-to-day transactional account is available to all businesses at the same price, with a simple and transparent fee structure.

Our R65 monthly fee includes:

A business bank account
Instant access to a Relationship Banker
Free access to our banking app and online banking
Free inter-account transfers
Free monthly email statements
SMS notifications

Free access to digital banking

See how simple and easy digital banking can be. Customise your banking for instant access to the things that matter the most to you, so you can effortlessly run your business from our app and online banking platform.

Enjoy a single view of all your business banking
Easily switch between your business and personal banking profile on our app
Get complete control and access to exactly what you need, when you need it

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You can use our app and online banking to:

Online business banking

Do realtime payments, batch payments and payroll processing
Grant user access and permissions
Integrate with accounting software platforms
Implement authorisation flows and controls
Enjoy the peace-of-mind of audit trails

Open An Account

Business transactional account

One-click access to a Relationship Banker

Having someone that’s committed to supporting you and your business shouldn’t cost you more. And because we know that running a business isn’t simply a 9 to 5, our Relationship Bankers are always just a click, call or video chat away when you need it most.

Instantly connect over a chat, phone call or video chat for virtual side-by-side consulting
Get 24/7 emergency support when things don’t go as planned
Get local market knowledge and in-person or virtual meetings at our 20 Business Centres across SA
Use over 7 000 ATMs for your cash requirements

Open An Account

Transact

Choose a bank that not only makes running your business simpler, but treats you like somebody who also has a personal life. At Capitec Business, we’re committed to innovation and use technology to enhance our banking services so you can focus on the things that really matter to you.

Save

We know that it takes passion, dedication and commitment to build a business. So let us help you with simple savings and investment products with competitive interest rates that offer you value to grow your profits.

Insure

We want you to spend your time and money on running and growing your business, not on worrying about it. That’s why we protect your business against all possible risks with affordable short and long-term insurance.

Credit

We have simplified the credit application process to make it easy for you to access the credit you need to grow your business or support your cash flow. We offer many different credit options, so read more to see which of them are right for your business and what you’re aiming to achieve.