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A Deposit Insurance Scheme (DIS) is a financial safety net established by governments to protect your money if a bank fails or is closed. In South Africa, the Corporation for Deposit Insurance (CODI) oversees this scheme.
What does this mean for your business?
For qualifying business banking clients, the Deposit Insurance Scheme ensures that your business deposits are protected up to the prescribed limit by CODI. This limit is currently set at R100 000 per client per bank. In the event of unforeseen circumstances such as bank insolvency, the DIS ensures that you can still access money for your business up to the prescribed limit without disruption, allowing you to continue operations.
