Let your money work as hard as you do. Our business savings products can help you meet all your investment goals, big or small.

Open a business flexible savings account

Make your business dreams a reality

Start earning an attractive return on your investment today with Capitec business savings and investment products that suit your short and long-term savings needs.

open a business savings account

Business Flexible Savings

  • Earn from 3.20% interest per year on daily balance
  • Choose your deposit amount and the frequency of your deposits
  • Choose a name for your plan
  • Access your plan at any time through Remote Banking
  • No monthly admin fee or minimum balance
  • Tiered interest rates

Notice deposit savings account

  • Earn attractive interest rates
  • Choose a 32-day notice deposit savings account
  • Maximise investment through longer term holding

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Deposit Insurance Scheme

A Deposit Insurance Scheme (DIS) is a financial safety net established by governments to protect your money if a bank fails or is closed. In South Africa, the Corporation for Deposit Insurance (CODI) oversees this scheme.

What does this mean for your business?

For qualifying business banking clients, the Deposit Insurance Scheme ensures that your business deposits are protected up to the prescribed limit by CODI. This limit is currently set at R100 000 per client per bank. In the event of unforeseen circumstances such as bank insolvency, the DIS ensures that you can still access money for your business up to the prescribed limit without disruption, allowing you to continue operations.