Flexible Savings
Earn an attractive return on your surplus cash.
Business flexible savings
Notice Account
Bank better with Capitec's 32-Day Notice Account.
32-day notice account
3rd Party Investment
Easily manage client investment accounts.
Third-Party Money Management
Regulated Trust Account
Manage third-party accounts with compliance.
Regulated trust account

Make your business dreams a reality

Start earning an attractive return on your investment today with our Business Banking savings and investment products that suit your short- and long-term savings needs.

business flexible savings

Business Flexible Savings

  • Earn from 1.75% interest per year on your daily balance
  • Choose your deposit amount and the frequency of your deposits
  • Choose a name for your plan
  • Access your plan at any time on our app or online banking
  • No monthly admin fee or minimum balance
  • Tiered interest rates

32-Day Notice Account

  • Earn attractive interest rates
  • Maximise investment through longer-term holding

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Deposit Insurance Scheme

The Deposit Insurance Scheme (DIS) is a financial safety net established by governments to protect your money if a bank fails or is closed. In South Africa, the Corporation for Deposit Insurance (CODI) oversees this scheme.

What does this mean for your business?

For qualifying Business Banking clients, the DIS ensures that your business deposits are protected up to the prescribed limit by CODI. This limit is currently set at R100 000 per client per bank. In the event of unforeseen circumstances such as bank insolvency, the DIS ensures that you can still access money for your business up to the prescribed limit without disruption, allowing you to continue operations.