Insure

Get funeral cover up to R100 000 and life cover for your family's needs, after the funeral. Or get affordable cover for our credit products.

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Credit insurance update

Our credit insurance policies are moving from Guardrisk Life Limited to Capitec Life Limited once approved by the Prudential Authority.

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Get our life cover

It takes a village – care for yours with our life cover. Apply on our app and choose from 3 payout options.

Get a funeral plan

Get a funeral plan on our app

No need to visit a branch. Use our app to get a funeral plan from just R25 per month.

What makes our life cover unique?

Sign up for life cover that's personalised, affordable, accessible and simple to ensure your family's needs are taken care of after the funeral.

You decide which of your family needs you want to cover. You can choose between paying for your children's needs, a monthly income for 24 months, a lump sum or a combination of all 3 payout options.

Your premiums don’t automatically increase every year.

You can apply on our app or at over 800 branches, and you’ll know immediately if you’re covered.

Only a few questions, no medical tests and you’re covered immediately.

 

Funeral Cover for the whole family

Cover yourself, 1 spouse, up to 4 parents, 8 children and 8 extended family members

Life assured categoriesMaximum cover
PolicyholderR100 000
Spouse (18 - 64 years)R100 000
Children (newborn - 5 years)R20 000 each
Children (6 - 13 years)R50 000 each
Children (14 years and older)R60 000 each
Parents (26 - 85 years)R50 000 each
Extended family (0 - 5 years)R20 000 each
Extended family (6 - 85 years)R50 000 each
Policyholder
Maximum cover
R100 000
Spouse (18 - 64 years)
Maximum cover
R100 000
Children (newborn - 5 years)
Maximum cover
R20 000 each
Children (6 - 13 years)
Maximum cover
R50 000 each
Children (14 years and older)
Maximum cover
R60 000 each
Parents (26 - 85 years)
Maximum cover
R50 000 each
Extended family (0 - 5 years)
Maximum cover
R20 000 each
Extended family (6 - 85 years)
Maximum cover
R50 000 each

The law limits how much we can pay out for a child’s death. We must follow these limits for all our policies and any other insurers’ policies we know about. If the child cover on your policy hits these limits, we will only pay out the maximum allowed amount showed in the table.

Family funeral plan

Talk to your family about funeral cover

Let's look at some of the questions you may have about Capitec's funeral plan and how it can help ease financial burdens. 

Best funeral plans South Africa

Funeral costs: why a funeral plan can save the day

When the time comes, we want to provide our relatives with a respectful send-off that honours their culture and religious orientation.