Remote Banking

bank with our cellphone app

Be safe and bank from home with our cellphone banking app. You can pay people and accounts, make immediate payments, get account balances and email stamped statements – just about everything you would normally do at a branch. It really is like having a bank in your pocket – perfect for when you have to do banking while stuck at home.

bank with our cellphone app

How to get the app

Want to get our cellphone app? It’s easy.

  • Visit your nearest branch, check this page for a list of branches open during the COVID-19 lockdown
  • open an account,
  • verify your phone and email address 
  • we’ll send you an SMS with a link in it to download the app.
  • Once downloaded, just install and activate the app.

Bank anywhere 24/7

  • It's free: Our app is free to download and there’s no monthly subscription.
  • It's also free to use: MTN, Vodacom, Telkom Mobile and Cell C subscribers pay zero data charges when they use our app
  • You'll save: Beneficiary payments can be done at a fraction of the branch cost
  • Plan and manage your budget: Take control of your money and track your spending
  • Convenient: You can access the app on the go from your cellphone
  • Added security: Every transaction is protected by your Remote PIN, so never share it – keep it secret

Not a Capitec Bank client? Move banks now.

New Banking App Launch

We continuously look for ways to take the complexity out of banking and are excited to announce the launch of our new banking app! 

If you already have our banking app you can now update it to our latest version.

Before downloading the new app make sure you have verified your email address on your current app.

To find it, simply search “Capitec Bank” in your app store.

Alternatively you can click on the below link depending on which operating system your phone uses:

About the new app


  • The app is not an update of our existing app, it is an entirely new app
  • Any client registering for Remote Banking from the launch date will automatically get the new app
  • Existing app clients can continue to use the current app until they download and activate the new app. Once successfully activated client will not be able to use the existing app, only the new app
  • Clients who verified their email address on the current app can upgrade to the new app without visiting a branch


The new app was designed with our clients’ convenience in mind and is even easier to use than our current app. The app has a new look for quick and simple navigation, as well as the following added features:

  • Personalised home screen – See all your accounts and balances at a glance
  • Customise your favourites – Set up shortcuts on your home and sign-in screens for one-tap access to the features you use the most 
  • Track your spend – Get a quick overview of how you're spending your money with categories like food, transport or communication
  • Use biometric – Sign in and authenticate with fingerprint or facial recognition if your phone supports this
  • Manage contactless card transactions – Turn your card’s tap to pay function on and off 


What can I do on it?

#rethinkcredit this black friday

#rethinkcredit this black friday

If you spot a deal on an item you really need, and that will help you live better in the future, credit can be a useful tool.

Read More
Spring clean! Declutter your finances with this habit

Spring clean! Declutter your finances with this habit

While spring cleaning your finances may feel daunting, there’s one habit that can quickly help you declutter your financial life.

Read More