Save Better tools

Once you've activated Round-up, you’ll save a little every time you spend as your small change turns into Live Better savings.

Simply spend as you normally would. We’ll round up each purchase to the value you choose and automatically transfer the difference to your Live Better savings once the transaction clears.

• Any card purchase qualifies for Round-up. This includes card machine, scan to pay and online shopping purchases
• Your purchases will be rounded up to the nearest R2, R5 or R10 – depending on which value you choose. You can change your round-up value on our app at any time
• The difference is transferred into your Live Better savings once the transaction clears

Example:

You choose to round up to the nearest R10 and make a card purchase of R143, which rounds it up to R150. The round-up value is R7, which is transferred into your Live Better savings.

1. The round-up amounts from qualifying transactions will be added up and transferred to your Live Better savings when each transaction clears (within a few days)
2. Round-up will only apply to card machine, scan to pay and online shopping purchases from your main transactional account or credit card
3. If you use your credit card, the Round-up amount will be calculated on the credit card transaction, but the rounded amount will be transferred from your main transactional account into your Live Better savings
4. Purchases using your flexible savings plan: If you have a supplementary card linked to one of your flexible savings plans that lets the cardholder make purchases from that account, the Round-up amount will be calculated and then deducted from your main transactional account. The purchase amount will be deducted from the flexible savings plan linked to the card, but the rounded amount will be transferred from your main transactional account into your Live Better savings
5. If there isn't enough money in your main transactional account after the purchases clear, the round-up transfer will fail. It will not be reprocessed once more money comes into your account. Your main transactional account will not go into a negative because of a Round-up transfer
6. Round-up excludes:
   • ATM transactions
   • Cash back at tills – the cash back amount will be excluded from the round-up calculation
   • Debit orders
   • EFTs
   • Transactions using our app or *120*3279#

The monthly interest you earn on your main transactional savings account balance will automatically be transferred to your Live Better savings at the end of each month.

1. Interest Sweep happens automatically on the 1^st of each month
2. The interest transfer cannot be reversed by us

You’re always in control. You can deactivate Interest Sweep and transfer funds from your Live Better savings into your main transactional account whenever you need to.