Live Better

Get real rewards when you Bank Better, real cash back when you Spend Better and real simple ways to Save Better. Join for free!

Bank Better rewards

Get cash back on your monthly spend when you bank with us.

Spend Better partners

Spend at our partners and get cash back or discounts.

Save Better tools

Use our app to set up easy ways to save your change.

MoneyUp

Learn about money with free online courses, games and guides.

Get your cash back on Live Better day!

Celebrate that Money In feeling on the 10th of every month, when your monthly cash back gets paid into your Live Better savings.

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Switch to Live Better

Tired of tiered pricing? Switch to the bank with the Best Financial Services Loyalty Programme in SA and get real cash back, real rewards, real simple.

Switch Now

Fuel up and stand to win a BMW X3

Fill up at Shell 3 times to the value of R500 or more to qualify, swipe your registered Shell V+ card and pay using Capitec.

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How to get your rewards

Bank Better rewards

What's better than earning points? Real cash back to use anywhere.

Spend Better partners

Spend at our partners and get cash back or discounts. Simply join Live Better on our app for free before you shop.

Save Better tools

Switch on Round-Up on our app for easy ways to save your change, and grow your Live Better savings with Interest Sweep.

Manage Live Better on our app

Get the App

Get the App

Live Better Blog

Save for your future

With Global One, you get 4 free savings plans. Simply choose a savings plan and your deposit option and start investing.

Simplify banking and save

Save time and money by moving your salary and debit orders. Do it online or visit a Capitec branch where a consultant will assist you.

Smart ways to save

Whether you’re saving for lobola, building your emergency fund or putting money away until you decide what to do with it, these tips can help you grow your savings.

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