Simplified banking

Imagine banking that works for you – just like it does for over 24 million South Africans. They’re banking smart, paying less and getting more value every day with us. Bank with them – bank Capitec.

 Hero - Desktop

Get our card machine

Get a Capitec card machine and save! Buy the Pro for R699 or Print for R1399 once-off, no contracts or hidden fees.

Entertainment your way

From the real housewives to real football, stream and save with one of our Showmax vouchers.

Go further with a Capitec credit card

Do more with us. Get 1% cash back and 1GB free Capitec Connect data with our credit card.

Live Better

Rewards

Enjoy cash back, exclusive discounts and amazing deals.
Capitec banking app_Utility Card

Download the Capitec app

Pay people and accounts, make immediate payments, get credit and more – all without visiting a branch.
Connect

Capitec Connect

Connect your way with affordable everyday prepaid bundles for data, minutes, WhatsApp and streaming – plus a Connect Advance with Capitec Connect.
VAS Image background Card

VAS

Do life on the go. Buy airtime and electricity, pay bills and more – 24/7.
Transact - AdCard - Desktop

Transact

Use your card, bank on our app, shop online or pay with your phone. There are many ways to pay, but with us you're guaranteed to pay quick-quick – one of the reasons why we are SA’s best digital bank.
Save - AdCard - Desktop - compressed

Save

We believe in easy ways to save. That's why you can buy shares on our app, and open up to 4 free savings plans to help you save for a rainy day, that new car or a little extra for your retirement.
Credit insurance and bank funeral cover

Insure

Death and other unexpected life events could affect your family or your ability to repay debt. That's why you always get more cover for less with our funeral cover and credit insurance.
Credit AdCard_2023 - Desktop

Credit

Whether you need a loan now or revolving credit for later, a credit card for day-to-day transactions or a home loan – we’ve got it all.