Simplified banking

Choose simplified banking and rewards that help you live better. Why have more than one bank account? We now offer everything you need – all in one place. And you can manage it on our app 24/7.

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Updated fees from 1 March

While our fees will change, we’ve still kept them simple to give you the best value.


We can help with your credit repayments

WhatsApp us on 072 822 1582 or SMS your SA ID number or foreign passport number to 30679, and we’ll call you back. You can also call us directly on 0860 66 77 18.

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Mzansi’s best-priced data deals

Get Mzansi’s best-priced 30-day bundles. Buy 2GB for R69, 10GB for R199 and 30 minutes for R12.


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Capitec free savings plan


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Credit insurance and bank funeral cover


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Bank on our app

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Live Better savings
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Capitec Connect

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Why pay for something

you don’t use?

Know what you get, know what you pay

Is your other bank costing you a bundle? With us you only pay for what you use and there are no hidden fees.


Competitive rates

We’ve kept most of our digital fees the same for the 4th year in a row. We’ve also added free payment features on our app.


We’ll help you switch

Switch your account, salary and debit orders in a few easy steps.