Simplified banking

Choose simplified banking and rewards that help you live better. Why have more than one bank account? We now offer everything you need – all in one place. And you can manage it on our app 24/7.

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Get our life cover

It takes a village – care for yours with our life cover. Apply on our app and choose from 3 payout options.

Capitec Banking App

Do it all on our app, just like that

Make moves and let our app do the rest. Apply for a home loan or life cover, make payments and more.

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Ready to renovate?

With Capitec's home improvement loan, we make financing simple, so you can focus on turning your vision into reality.

Transact

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Capitec free savings plan

Save

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Insure

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Credit insurance and bank funeral cover
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Credit

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Bank on our app

Get the App
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Capitec Connect

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Why pay for something

you don’t use?

Know what you get, know what you pay

Is your other bank costing you a bundle? With us you only pay for what you use and there are no hidden fees.

 

Competitive rates

We’ve kept most of our digital fees the same for the 4th year in a row. We’ve also added free payment features on our app.

 

We’ll help you switch

Switch your account, salary and debit orders in a few easy steps.