S’ka stressa ka cash

Whether you’re a mechanic or running a hair salon, let us help your small business grow.

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What you get:

Savings account: Easy-to-use transactional account with a free debit card and our convenient app
PayShap: Instant payments from any bank at your fingertips
Pay2Cell: Capitec to Capitec payments directly into your account using your cellphone number
Card machines: Safely accept card payments, with transactions clearing within 24 hours, even on public holidays
Branding material: Receive a complimentary poster encouraging customers to use cards for safe transactions
Credit: Access business loans with a Global One account, alongside electronic and card payment facilities and cash deposits

Why choose us?

We give you access to credit to grow your business with electronic and card payment solutions that reduce cash payments and increase your business security.

PayShap

Get instant payments from any bank account.

Why use PayShap

Getting payments is free
All you need is a cellphone number
Instant payments made easy

Cash Deposits

Making deposits is an important part of growing your small business.

Why deposit your business earnings

It clearly shows your income streams
You could get personalised credit options based on your deposits
Depositing your money in a bank account is safer than keeping it as cash in your store

Credit

You could get up to R500 000 credit for your business use.

What is credit for small businesses?

For clients that have an income from mutliple sources
Includes an access facility and credit card
You can choose your monthly repayment date

Why you need credit

Buy more stock, do more business, and grow
Get equipment to improve your business
Support your business during unexpected expenses or losses

Card Machine

Get paid quick-quick with our card machines.

Why choose our card machines

Pay a low commission of only 0.98% on debit cards and 2.13% on credit cards including VAT
Free next-day settlements, including weekends and public holidays
No monthly fees
You could qualify for personalised credit after 3 months

Get Started

Save big on commission with our card machines

	Our fees	Competitor fees*
Debit card commission rate	0.98%	3.11% - 3.16%
	What we charge	What competitors charge
Per R100	R0.98	R3.11 - R3.16
Per R500	R4.90	R15.55 - R15.80
Per R1 000	R9.80	R31.10 - R31.60

Competitors’ fees: Pricing comparison is based on an independent study using information published on competitors’ websites as at March 2024.

All rates inclusive of VAT.

Get in touch

For help with your banking, chat with us on WhatsApp 067 418 9565. We are available 24/7. Alternatively, call us on 0860 10 20 43 or email us at ClientCare@capitecbank.co.za. For card machine support, call 0860 66 77 06 or email MerchantSupport@capitecbank.co.za.

[Disclaimer]
Terms and conditions apply. All products and services are subject to eligibility criteria and approval by Capitec.