Credit tools

See instantly how much you could qualify for, or work out your monthly repayments based on interest rate.

CreditTools_2023 - Desktop

Need to continue your studies, do renovations or put down a car deposit? Depending on your need, we offer up to R500 000 personalised credit. Get an instant online estimate based on your credit profile, or use our credit calculator to see how much your monthly instalment could be, based on a specific interest rate.


See how much you could qualify for

Make the best credit decisions. The calculator defaults to the minimum interest rate you could qualify for. Remember, these are estimates and there’s no guarantee that you will get this credit amount, interest rate or monthly instalment.

Terms and Conditions

Use of this online estimator and calculator is subject to our terms of use. Credit is subject to a credit application and full credit assessment in terms of the National Credit Act. The information on the credit calculator is subject to additional service and initiation fees. You can find the current service and initiation fees here. Fees are correct at time of publication and are subject to change.