Loan amount (R)25 00050 000100 000500 000
Term (months)12244884
Interest rate (%)13.00 - 28.5013.00 - 28.5013.00 - 28.5015.50 - 24.00
Credit life insurance R/1 000 per month2.58 - 4.502.58 - 4.502.58 - 4.502.58 - 4.50
Monthly service fee69696969
Once-off initiation fee (R)1 207.501 207.501 207.501 207.50
Monthly repayment (R)2 373 - 2 5942 497 - 2 9432 847 - 3 82310 558 - 13 829
Total repayment (R)28 540 - 31 19459 997 - 70 697136 702 - 183 562886 925 - 1 161 704
Term (months)
25 00012
50 00024
100 00048
500 00084
Interest rate (%)
25 00013.00 - 28.50
50 00013.00 - 28.50
100 00013.00 - 28.50
500 00015.50 - 24.00
Credit life insurance R/1 000 per month
25 0002.58 - 4.50
50 0002.58 - 4.50
100 0002.58 - 4.50
500 0002.58 - 4.50
Monthly service fee
25 00069
50 00069
100 00069
500 00069
Once-off initiation fee (R)
25 0001 207.50
50 0001 207.50
100 0001 207.50
500 0001 207.50
Monthly repayment (R)
25 0002 373 - 2 594
50 0002 497 - 2 943
100 0002 847 - 3 823
500 00010 558 - 13 829
Total repayment (R)
25 00028 540 - 31 194
50 00059 997 - 70 697
100 000136 702 - 183 562
500 000886 925 - 1 161 704
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Please note that these are examples only. You can choose any term for your loan (up to 84 months) to make your monthly repayments more affordable. Your actual credit amount and credit interest rate will be based on your individual credit profile and affordability.

Credit card rates and fees

R100
Initiation fee

(Once-off)

R50
Monthly fee

11.00% - 21.50%
Interest rate

(based on your credit profile)

Access facility rates and fees

Up to R1 207.50 
Initiation fee

R69
Monthly fee

(R0 without active balance owing)

13.00% - 21.50%
Interest rate

(based on your credit profile)