Loan amount (R)25 00050 000100 000500 000
Term (months)12244884
Interest rate (%)12.75 - 28.2512.75 - 28.2512.75 - 28.2515.25 - 23.75
Credit life insurance R/1 000 per month2.58 - 4.502.58 - 4.502.58 - 4.502.58 - 4.50
Monthly service fee69696969
Once-off initiation fee (R)1 207.501 207.501 207.501 207.50
Monthly repayment (R)2 370 - 2 5902 491 - 2 9362 834 - 3 80810 484 - 13 746
Total repayment (R)28 503 - 31 15559 851 - 70 536136 084 - 182 839880 760 - 1 154 735
Term (months)
25 00012
50 00024
100 00048
500 00084
Interest rate (%)
25 00012.75 - 28.25
50 00012.75 - 28.25
100 00012.75 - 28.25
500 00015.25 - 23.75
Credit life insurance R/1 000 per month
25 0002.58 - 4.50
50 0002.58 - 4.50
100 0002.58 - 4.50
500 0002.58 - 4.50
Monthly service fee
25 00069
50 00069
100 00069
500 00069
Once-off initiation fee (R)
25 0001 207.50
50 0001 207.50
100 0001 207.50
500 0001 207.50
Monthly repayment (R)
25 0002 370 - 2 590
50 0002 491 - 2 936
100 0002 834 - 3 808
500 00010 484 - 13 746
Total repayment (R)
25 00028 503 - 31 155
50 00059 851 - 70 536
100 000136 084 - 182 839
500 000880 760 - 1 154 735

Please note that these are examples only. You can choose any term for your loan (up to 84 months) to make your monthly repayments more affordable. Your actual credit amount and credit interest rate will be based on your individual credit profile and affordability.

Credit card rates and fees

R100
Initiation fee

(Once-off)

R50
Monthly fee

10.75% - 21.25%
Interest rate

(based on your credit profile)

Access facility rates and fees

Up to R1 207.50 
Initiation fee

R69
Monthly fee

(R0 without active balance owing)

12.75% - 21.25%
Interest rate

(based on your credit profile)