Fees 2025 Business Article Header - Desktop@2x-1

If you’re paying more for business banking than personal banking, it’s time to ask why. Know what you’re paying – and use those savings to make your next big move.

2025 fees:

  • Monthly fee R50
  • Capitec to Capitec payment R1
  • Payment to other banks R2
  • Debit order R3
  • Immediate payment to any other bank R6
  • Cash withdrawals (per R1 000) at any bank’s ATM in SA R10

Maintain a minimum balance of R150 to keep your business banking account active.

Valid from 1 March 2025.

 

Know what you get and payFee
Purchase at any South African card machineFREE
International processing fee2%, of max 200.00

Know what you get and payApp / Online
Transfer between own accountsFREE
To Capitec client (it’s immediate)1.00
To other South African bank2.00
Immediate payment to other South African bank6.00
Batch/future-dated payments (to Capitec account)1.00
Batch/future-dated payments (to other bank account)2.00
STP Payment40.00

Know what you get and payFee
Debit order3.00
Debit order: insufficient funds6.00
Debit order reversal on client request (<40 days)30.00
Debit order reversal on client request (>40days)30.00

Know what you get and payFee
Capitec ATM1.40 per 100.00

Know what you get and payFee
All ATMs (any South African bank)10.00 per 1 000.00
International ATM70.00
Supermarket till point2.00

Know what you get and payFee
Capitec ATMFREE
Other South African bank ATM10.00
International ATM10.00

Know what you get and payFee
Capitec card machine/Capitec ATMFREE
Other South African bank ATM10.00
International ATM10.00

Know what you get and payFee
Stop lost/stolen card (App/Online)FREE
Replacement/ supplementary card150.00
PIN change (App/Online)FREE
PIN resetFREE

Know what you get and payFee
EmailFREE
SMS0.35

New debit card delivery100.00
Cancellation of card delivery150.00
Urgent first card or renewal450.00
International delivery450.00

Know what you get and payFee
Business monthly statement (digital)FREE
Daily batch statement100.00
Weekly batch statement50.00
Bi-monthly batch statement30.00

Know what you get and payFee
Card limit update (digital)FREE
SARS eFiling10.00
Exchange control application1 000.00
Auditors certificate450.00
Referral where account goes into excess100.00
Monthly service fee on active overdraft69.00
 

Conditions apply. Fees include VAT.
Valid from 01 March 2025. All information correct at time of going to print, 28/01/2025. Capitec Bank Limited is an authorised financial services provider (FSP46669) and registered credit provider (NCRCP13). Capitec Bank Limited Reg. No.: 1980/003695/06