Save up to 50% on fees
Why pay more? Get the same low fees for your business, whether big or small.
Why pay more? Get the same low fees for your business, whether big or small.
If you’re paying more for business banking than personal banking, it’s time to ask why. Know what you’re paying – and use those savings to make your next big move.
2025 fees:
Maintain a minimum balance of R150 to keep your business banking account active.
| Know what you get and pay | Fee |
|---|---|
| Purchase at any South African card machine | FREE |
| International processing fee | 2%, of max 200.00 |
| Know what you get and pay | App / Online |
|---|---|
| Transfer between own accounts | FREE |
| To Capitec client (it’s immediate) | 1.00 |
| To other South African bank | 2.00 |
| Immediate payment to other South African bank | 6.00 |
| Batch/future-dated payments (to Capitec account) | 1.00 |
| Batch/future-dated payments (to other bank account) | 2.00 |
| STP Payment | 40.00 |
| Know what you get and pay | Fee |
|---|---|
| Debit order | 3.00 |
| Debit order: insufficient funds | 6.00 |
| Debit order reversal on client request (<40 days) | 30.00 |
| Debit order reversal on client request (>40days) | 30.00 |
| Know what you get and pay | Fee |
|---|---|
| Capitec ATM | 1.40 per 100.00 |
| Know what you get and pay | Fee |
|---|---|
| All ATMs (any South African bank) | 10.00 per 1 000.00 |
| International ATM | 70.00 |
| Supermarket till point | 2.00 |
| Know what you get and pay | Fee |
|---|---|
| Capitec ATM | FREE |
| Other South African bank ATM | 10.00 |
| International ATM | 10.00 |
| Know what you get and pay | Fee |
|---|---|
| Capitec card machine/Capitec ATM | FREE |
| Other South African bank ATM | 10.00 |
| International ATM | 10.00 |
| Know what you get and pay | Fee |
|---|---|
| Stop lost/stolen card (App/Online) | FREE |
| Replacement/ supplementary card | 150.00 |
| PIN change (App/Online) | FREE |
| PIN reset | FREE |
| Know what you get and pay | Fee |
|---|---|
| FREE | |
| SMS | 0.35 |
| New debit card delivery | 100.00 |
| Cancellation of card delivery | 150.00 |
| Urgent first card or renewal | 450.00 |
| International delivery | 450.00 |
| Know what you get and pay | Fee |
|---|---|
| Business monthly statement (digital) | FREE |
| Daily batch statement | 100.00 |
| Weekly batch statement | 50.00 |
| Bi-monthly batch statement | 30.00 |
| Know what you get and pay | Fee |
|---|---|
| Card limit update (digital) | FREE |
| SARS eFiling | 10.00 |
| Exchange control application | 1 000.00 |
| Auditors certificate | 450.00 |
| Referral where account goes into excess | 100.00 |
| Monthly service fee on active overdraft | 69.00 |
Conditions apply. Fees include VAT.
Valid from 01 March 2025. All information correct at time of going to print, 28/01/2025. Capitec Bank Limited is an authorised financial services provider (FSP46669) and registered credit provider (NCRCP13). Capitec Bank Limited Reg. No.: 1980/003695/06