Bank Better rewards

What's better than earning points? Real cash back to use anywhere.

Live Better savings Capitec

How it works

Step 1: Join Live Better on our app – it's free!
Step 2: Spend at our partners or on your Capitec credit card

Get cash back when you spend at our partners. Plus, get 1% cash back on your monthly credit card spend – all you need to do is click, tap, insert or scan to pay on our app. (Note: To qualify for 1% cash back, your credit card must be in good standing.)


Look out for Live Better day

It’s like an extra payday! All your cash back will be paid into your Live Better savings on the 10th of every month.


Don’t have a credit card?

Get a credit card to suit your needs with up to R500 000 limit and interest from prime. What are you waiting for? Apply for our credit card now.

Read the full Live Better rules or Live Better FAQs.

Capitec reserves the right at its sole and absolute discretion, from time-to-time, to change or to terminate Live Better immediately or with notice