Ready to renovate?
With Capitec's home improvement loan, we make financing simple, so you can focus on turning your vision into reality.
Choose from personalised credit solutions that suit your needs. Whether you need a loan now or revolving credit for later, a credit card for day-to-day transactions or a home loan – we’ve got it all.
What’s better than being first in line for a taxi? Getting finance for your first car.
What’s better than having big dreams? Making them a reality with our education loan.
Get an interest rate from prime and extended terms for home building and DIY projects.
Up to R500 000 for ongoing medical expenses, surgery, therapy or to settle bills.
Did you know you could get credit if you don’t earn a fixed salary? If you're self-employed or have multiple sources of income every month, you could get up to R500 000 credit for your personal use.
To see how much you could qualify for:
You simply need to:
Fee | Credit card | Term loan | Access facility |
---|---|---|---|
Once-off initiation | R100 | R1 207.50 | Up to R1 207.50** |
Monthly | R50 | R69 | R69 |
Interest rate* | 11.25% - 21.75% | 13.25% - 28.75% | 13.25% - 21.75% |
Once-off initiation | ||
---|---|---|
Credit card | Term loan | Access facility |
R100 | R1 207.50 | Up to R1 207.50** |
Monthly | ||
Credit card | Term loan | Access facility |
R50 | R69 | R69 |
Interest rate* | ||
Credit card | Term loan | Access facility |
11.25% - 21.75% | 13.25% - 28.75% | 13.25% - 21.75% |
*Based on affordability
**Max amount, based on affordability
Download our free Money Guide. It's full of handy information about credit. We’ll help you work out how much credit you can afford, what interest, fees and charges you can expect, how to compare and get the best offer, and what to do if you’re struggling with your debt.
You need to understand credit before you can understand how it can benefit your financial life.