Make the switch to Capitec

Switch your salary and debit orders to Capitec to enjoy simplified banking and get rewards to help you live better.

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Make the switch

Your salary deserves to make a splash. Don't just dip your toe, jump in. Switch to us and explore all that we have to offer:

We’re not just the affordability and easy ways to save bank –explore our diverse products and services designed to make all your life’s big and little moments better
Connect your way with everyday prepaid airtime and data bundles or get personalised Life Cover, here to make your life more affordable and convenient
Travel for less with a Credit Card that gives you zero currency conversion fees and enjoy 1% cash back on every spend

Credit to improve your life

Creating a good credit record is key to preparing for future financial opportunities, our Credit Card is designed to help you take that first step.

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Instant funeral cover

Time to personalise your plan to match your needs. Did you know you can add up to 21 family members? Starting from R25 a month, plus no waiting period when you switch.

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Dream home loan

Time to get more out of your home loan. Switch to us to reduce short term debt and use the extra money to invest in home improvements. Plus, you could get a competitive interest rate!

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Stay connected

Time to pay less for more. Get a Capitec Connect SIM in-branch and recharge with budget-friendly bundles on the app. You can save up to 80% on airtime and data!

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Choose your cover

Ensure your family is taken care of, even if you're gone. We have life cover options like covering school fees, monthly income for up to 24 months, or a once-off lump sum.

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Simple fees, even kids understand it

Our new jingle makes banking fees as easy as 1, 2, 3, 6, 10.

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Capitec handmadeAFRICA at Decorex

We’re bringing fresh events and a broader platform to spotlight the best in African design and forward-thinking retail.

Introducing in-app calling

We've got some exciting news to share – you can now call our Client Care agents directly with in-app calling.

Stopping fraud before it happens

We're proactively preventing fraud with realtime payment tracking powered by advanced, serverless technology.

Bringing colour to Vissershok Primary

Our Properties team volunteered at Vissershok Primary School to create a vibrant and happy space for the learners.