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Make the switch to Capitec

Tiered pricing got you in tears? Switch your salary and debit orders to Capitec to enjoy simplified banking and get rewards to help you live better.

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Why switch to Capitec?

  • Pay the smart way anywhere, anytime with our secure digital payment options
  • Buy airtime, electricity, pay bills, and more on our app
  • Access to credit that gives you 1% cash back guaranteed on your monthly credit card spend
  • Transact (Most affordable online banking fees compared to other bank's offerings)
  • Open 4 free personalised savings plans on our app, match them to your goals and earn higher interest
  • For unexpected life events, get more cover for less with our funeral plan and credit insurance

How to switch

Get your Proof of account on our app and send it to your employer or HR department.

Here’s how:

  1. Log in and tap Savings Account
  2. Tap the top-right menu (3 dots)
  3. Choose Proof of account
  4. Enter an email address and tap Send
Don’t have our app yet? Download now:
Want to switch at branch near you? Find your nearest branch here:

Or alternatively send hello to our verified WhatsApp number 067 418 9565, and follow
these easy steps:

  1. Tap Main Menu and select Self-service Options
  2. Tap Self-service Menu and choose Switch to Capitec
  3. Read and agree to the Ts&Cs
  4. Select Switch my Salary
  5. One of our agents will be there to assist you