Funeral cover
Get up to R100 000 funeral cover for yourself and add cover for up to 21 family members. You can get it on our app from R25.
Get up to R100 000 funeral cover for yourself and add cover for up to 21 family members. You can get it on our app from R25.
Tailor your Capitec Funeral Plan according to your needs:
We’ll calculate your premium, or you can choose one that works for you – putting you in
control of your money.
Get it easily on our app or at any of our branches.
Note: You must supply the birth dates of the family members you want to add and cover in
your funeral plan.
If you don’t have our app, you can download it at one of these links:
Switching from another insurer? If you've already completed waiting periods with them, we'll
drop ours for the same coverage. Plus, we'll reduce our wait time based on what you've
already completed with your previous insurer.
If a person who is covered dies in an accident, the funeral benefit is doubled from day one.
For children, this is limited to the maximum legal insurance cover amounts.
Keep your cover for up to six months without paying monthly premiums after your child is
born or adopted. All you need to do is provide an unabridged birth certificate within 3 months of the birth or adoption.
How long do I wait? There is an initial waiting period of 6 months, and you’ll have to wait
another 6 months after you’ve used the benefit to apply again.
How many times can I apply? You can apply as many times as you like during your policy
term.
This starts automatically after the policyholder’s death, provided the claim is approved.
If a policyholder passes away, other lives on the insurance policy will still be covered for 6
months without paying premiums.
The last thing you need to worry about is how to get your loved one back home for the funeral. Let us help you with the transportation of the deceased.
| Life Assured Categories | Maximum Cover |
|---|---|
| Policyholder | R100 000 |
| Spouse (18 - 64 years) | R100 000 |
| Children (newborn - 5 years) | R20 000 each |
| Children (6 - 13 years) | R50 000 each |
| Children (14 years and older) | R60 000 each |
| Parents (26 - 85 years) | R50 000 each |
| Extended family (0-5 years) | R20 000 each |
| Extended family (6 - 85 years) | R50 000 each |
| Policyholder | ||
|---|---|---|
| Maximum Cover | ||
| R100 000 | ||
| Spouse (18 - 64 years) | ||
| Maximum Cover | ||
| R100 000 | ||
| Children (newborn - 5 years) | ||
| Maximum Cover | ||
| R20 000 each | ||
| Children (6 - 13 years) | ||
| Maximum Cover | ||
| R50 000 each | ||
| Children (14 years and older) | ||
| Maximum Cover | ||
| R60 000 each | ||
| Parents (26 - 85 years) | ||
| Maximum Cover | ||
| R50 000 each | ||
| Extended family (0-5 years) | ||
| Maximum Cover | ||
| R20 000 each | ||
| Extended family (6 - 85 years) | ||
| Maximum Cover | ||
| R50 000 each | ||
The law limits how much we can pay out for a child’s death. We must follow these limits for all our policies and any other insures’ policies we know about. If the child cover on your policy hits these limits, we will only pay out the maximum allowed amount showed in the table.
All Capitec Funeral Cover Plan benefits are subject to terms and conditions, including limitations and exclusions as set out on in the terms and conditions.
The funeral product is underwritten by Capitec Life Limited (“Capitec Life”) a licensed life insurer and FSP (54090), Reg No 2021/924456/06.