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Transact

Our transactional account and services are simple, transparent and affordable – at only R1 per transaction for payments from Capitec to Capitec.

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Card machines updated
Card machines

Buy our affordable card machines.

Forex

Let our forex experts manage your international transaction needs.

Payment services

Use our simple, seamless solutions for payments and collections.

Franchising

We offer solutions to buy, renovate and expand franchises.

One business account for life

Simplify your banking with a day-to-day transactional account for R50 per month and access to simplified financial solutions for your business including payments, investments, credit and insurance.

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Here's what you get, for what you pay:
  • Free virtual card for online transactions
  • Zero fees on local card payments
  • Free access to digital channels
  • R1 for payments to other Capitec accounts
  • R2 for payments to other banks
  • R3.50 per debit order
  • R6.50 for immediate payments
  • R10 per R1000 to draw cash at any bank’s ATM in South Africa
  • R1.20 per R100 to deposit cash at any Capitec ATM
  • R50 monthly service fee

You can manage your money anywhere, anytime with our easy-to-use app and online banking. And with over 3 000 Capitec ATMs across the country and access to VISA’s global ATM and point-of-sale network, you have affordable access to cash when you need it.

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Order your Capitec Business Visa debit card online

Order your Capitec Business Visa debit card online

Get your debit card delivered to your door for free and use your virtual card within 24 hours.

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Everything your business needs

Buy a Card Machine
Card machines

Get a Capitec card machine and save! Buy a Pro for R1499 or Print for R1999 once-off, no contracts or hidden fees.

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Forex for business
Forex

Let our forex experts manage your international transaction needs, offering cross-border transactions and hedging services to streamline your global transactions.

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Business payment services
Payment services

Use our secure and affordable solutions to help manage your business's electronic payments and collections.

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Apply for franchise finance
Franchising

Get specialist support and an integrated lending package based on the franchise industry, sector and brand.

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Business accounting software integration
Accounting software integration

Easily improve your business admin efficiency with our accounting package integration.

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Capitec Rates and Fees
Rates and fees

Running a business can be overwhelming, but your banking fees shouldn't be. Here are our latest rates and fees, effective 1 March.

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