Our transactional account and services are simple, transparent and affordable – at only R1 per transaction for payments from Capitec to Capitec.

Card machines updated

One business account for life

Simplify your banking with a day-to-day transactional account for R50 per month and access to simplified financial solutions for your business including payments, investments, credit and insurance.

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Here's what you get, for what you pay:
  • Free virtual card for online transactions
  • Zero fees on local card payments
  • Free access to digital channels
  • R1 for payments to other Capitec accounts
  • R2 for payments to other banks
  • R3.50 per debit order
  • R6.50 for immediate payments
  • R10 per R1000 to draw cash at any bank’s ATM in South Africa
  • R1.20 per R100 to deposit cash at any Capitec ATM
  • R50 monthly service fee

You can manage your money anywhere, anytime with our easy-to-use app and online banking. And with over 3 000 Capitec ATMs across the country and access to VISA’s global ATM and point-of-sale network, you have affordable access to cash when you need it.