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Let our forex experts manage your international transaction needs, offering cross-border transactions and hedging services to streamline your global transactions.


Foreign exchange

Foreign Exchange Provider

As an Authorised Foreign Exchange Dealer, we offer a wide range of products and services. Whether you’re an importer, exporter or need to send/receive an international payment for services rendered, our team of specialists are ready to guide and support you throughout the process!


We facilitate trade in the spot market to lock in favourable rates. An FX Spot Transaction is an agreement to buy one currency against selling another currency at an agreed price for settlement within 2 business days.

You can use our Capitec Forex System for electronic trading at your convenience.

  • Manage your trading and beneficiaries
  • View live exchange rates
  • Submit International Payment instructions securely
  • Track payment statuses
  • View your payment history

Protect your business from unexpected fluctuations in currency prices.  

  • An FEC is an agreement between 2 parties to exchange 2 designated currencies at a specific time in the future
  • Hedge your risk and protect your business from unfavourable exchange rate movements

Available in all major currencies, CFC Accounts are suitable for companies that are active in the Import and Export business.

  • Manage exchange rate risk
  • Accept foreign currency deposits
  • Convert funds and make cross-border payments

Trade Finance Products

Our Trade solutions are generally short-term in nature and allow you to trade internationally in an efficient, secure and cost-effective way. Mitigate payment and trade performance risks easily.


With the nature of international dealings including factors such as distance, different laws and difficulty in knowing your counterpart, the use of Letters of Credit has become functional and advantageous. 

  • Used in international transactions by sellers and buyers to ensure payment 
  • Trade securely and limit your export/import risk 

  • Facilitates international trade transactions  
  • Can reduce settlement risk for sellers  
  • Can expedite the exporting of goods to buyers 



This is a popular way to get payments in international trade transactions.  

  • Facilitate payment from suppliers that are well known and trusted by you  
  • Retain control of the goods traded 

Our team of Exchange Control specialists can assist you with:

  • Opening non-resident accounts for foreign payments (transfers inward and outward)
  • CFC and FC Accounts (customer foreign currency accounts)
  • Assistance with your export/import documentation
  • Applications to the South African Reserve Bank for Foreign Exchange Transactions that do not fall under the ambit of the Currency and Exchanges Manual for Authorised Dealers (“CEMAD”)

Make international payments safely using an electronic communication network, SWIFT.

  • Transfers are fast, secure and efficient
  • Enjoy a worldwide electronic payment and receipts network

Download the SWIFT codes here.

forex for business