Franchising

Get specialist support and an integrated lending package based on the franchise industry, sector and brand.

Whether you are just getting started, looking to grow, diversifying your revenue streams or considering a portfolio restructure, our specialist franchise team will guide you along the way.

Apply for franchise finance

What we offer

Capitec Business offers lending solutions at competitive pricing to franchisees that are looking to:

Purchase an existing outlet
Purchase or rent additional equipment
Purchase commercial property

Revamp or upgrade an existing outlet

Set up a new store
Enter into a management buy-out transaction
Improve working capital or cash flow

Our focus areas include fast food, restaurants, fuel stations, automotive and retail. Of course, we are also keen to partner with up-and-coming brands, so do get in touch.

Why choose us?

Merchant services – Process all card-based customer purchases with our card machines
Cash solution – Accurately count cash, secure it on site and have G4S manage your cash
Online banking – Manage every aspect of your business online or on our app
Insurance – Consult our insurance partner, Outsurance, about short- and long-term insurance solutions
Employee benefits – Ensure employee health and well-being with our range of value-added services

Leveraging our deep understanding of entrepreneurial development, we are able to provide:

A centralised approach and support structure
Unique financial solutions and value propositions
Quicker access to credit
A cross-industry focus
Best practice approach that will drive sustainable growth
Access to expert networks
Informed decision making
A national footprint

franchise business loan

More about franchising

Read about how franchising works, how to choose a franchise that suits you and how to apply for finance.

The legalities of franchising

Thinking of signing a franchise agreement? Make sure you have these legally required documents.

How franchising works

What is the role of a franchisor and franchisee, and what are the financial implications of owning a franchise?

How to choose the right franchise for you

How to choose a franchise

Doing your research when choosing a franchise is critical. Here is a 5-step process to help you choose.

How to apply for franchise finance

Follow these steps once you're ready to apply for franchise finance, and make sure you have the standard requirements ready.