Get specialist support and an integrated lending package based on the franchise industry, sector and brand.

Apply for franchise finance

Whether you are just getting started, looking to grow, diversifying your revenue streams or considering a portfolio restructure, our specialist franchise team will guide you along the way.

Apply for franchise finance

What we offer

Capitec Business offers lending solutions at competitive pricing to franchisees that are looking to:

  • Purchase an existing outlet 
  • Purchase or rent additional equipment 
  • Purchase commercial property 

  • Revamp or upgrade an existing outlet

  • Set up a new store 
  • Enter into a management buy-out transaction 
  • Improve working capital or cash flow 


Our focus areas include fast food, restaurants, fuel stations, automotive and retail. Of course, we are also keen to partner with up-and-coming brands, so do get in touch.

Why choose us? 

  • Merchant services – Process all card-based customer purchases with our card machines  
  • Cash solution – Accurately count cash, secure it on site and have G4S manage your cash 
  • Online banking – Manage every aspect of your business online or on our app 
  • Insurance – Consult our insurance partner, Outsurance, about short- and long-term insurance solutions 
  • Employee benefits – Ensure employee health and well-being with our range of value-added services 

Leveraging our deep understanding of entrepreneurial development, we are able to provide:

  • A centralised approach and support structure 
  • Unique financial solutions and value propositions 
  • Quicker access to credit 
  • A cross-industry focus 
  • Best practice approach that will drive sustainable growth
  • Access to expert networks 
  • Informed decision making 
  • A national footprint 

franchise business loan

More about franchising

Read about how franchising works, how to choose a franchise that suits you and how to apply for finance.