What is an Entrepreneur Account?

Are you a business owner, side hustler or freelancer? An Entrepreneur Account is a simple way to keep your business and personal money separate. Built for people who own and run their own businesses, it gives you the control and confidence to run your business your way.

 
Benefits of an entrepreneur account

Account benefits

  • Grow your business: Access credit based on your business’s cash flow.
  • Personalise your account: Create up to 4 separate accounts to match the unique needs of each of your businesses.
  • Look professional: Get your business name on your bank card and official statements.
  • Simplify payments: Link your card machine to your new account for easier payments.
 

Ready, set, grow

Open your Entrepreneur Account in your personal banking app and get a personalised card with your business name. If you need assistance, visit your nearest branch and we’ll help you get set up.

Open an entrepreneur account

Here's how to open an account

  1. Tap Explore in your Capitec app
  2. Complete the quick and easy sign-up
  3. Transfer R30 into your new account to start using it
how to grow your small business

Grow your small business

Take your business to the next level. Find out about our simple, secure and cashless digital solutions for businesses of any size.

Frequently asked questions

The Entrepreneur Account is a transactional account designed for sole proprietors and informal traders who operate without formal CIPC registration. It helps you keep your business and personal finances separate, giving you better control and confidence to run your business.

Yes, you need an active Capitec GlobalOne account to open an Entrepreneur Account.

No. You won’t earn interest on the balance in your Entrepreneur Account.

You can open an account with no minimum deposit. However, to activate transactions like deposits, withdrawals, transfers or purchases, you will need a minimum balance of R30 in the account.

We're here to help. For assistance, you can: