Medical loan

Up to R500 000 for ongoing medical expenses, surgery, therapy or to settle bills.

PurposeLoan_Medical_2023 - Desktop

What is credit for medical needs?

The benefits:

  • Up to R500 000 credit for your needs
  • Get revolving credit (access facility) for ongoing medical expenses, a term loan to settle bills or both
  • Up to 84 months to pay
  • Discounted interest rate from prime


How to apply

  • Choose an option that suits you:
    • Online directly from the partner’s website below
    • Scan the QR code at the partner to start your application
    • Visit a branch
  • Complete 3 easy steps online to see if you qualify
  • If you do, a consultant will contact you to complete your application


What you need to apply

  • A valid SA ID (must be 18 years or older)
  • Your latest 3 consecutive salary slips
  • A bank statement showing your latest 3 consecutive salary deposits (only if the salary is not paid into your Capitec account)
  • A standard invoice or quote from the service provider, not older than 30 days (only for a term loan)

Apply for credit with our medical partner:

MediClinic _ Desktop

Apply at Mediclinic

When it comes to your health and wellness, you shouldn’t have to worry about how you’re going to pay for it. Get peace of mind knowing that the costs of surgery, related expenses, therapy and more are covered.