Vehicle loan

Looking for an affordable vehicle, apply for a Capitec Vehicle loan while you're browsing and get an offer in seconds.

What is a Capitec vehicle loan?

The benefits:

  • Get a loan up to R500 000 for any vehicle
  • Extended loan term of up to 84 months to pay
  • An interest rate from prime
  • The loan is unsecured, meaning that you own the vehicle from day 1

How it works

  1. Apply online directly on the partner website links below
  2. Complete an application in 3 easy steps to get a credit offer
  3. If you receive an offer, a Capitec consultant will contact you to finalise your application, OR you can visit your nearest Capitec branch

Note: To keep the process simple and easy this offer is currently only available through the partner websites, and not directly through a Capitec branch.


What you need to apply

  • A valid SA ID (must be 18 years or older)
  • Your latest 3 consecutive salary slips
  • A bank statement showing your latest 3 consecutive salary deposits (only if the salary is not paid into your Capitec account)


Browse and apply for credit with one of our vehicle partners:

WeBuyCars _ Desktop


Ready for your next set of wheels? We've got you! Shop at WeBuyCars and get up to R500 000 finance, at a discounted interest rate over 72 months. Own your car from day one!

Affordable car finance

The Car Place

Buy a car and own it from the get-go! Browse The Car Place's website for a wide range of premium quality cars, and apply for a discounted interest rate and extended term with Capitec.

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Found the vehicle you want to buy at a dealership using a Capitec vehicle loan? Test drive the vehicle, get a quote or invoice, and visit Capitec branch for assistance.