What is Capitec Connect Advance?

Capitec Connect Advance is a suite of debit and credit support solutions from Capitec that provides flexibility for managing cashflow — helping clients access funds or cover costs when needed.

Who can use Connect Advance?

Eligible Capitec banking clients with access to Connect Advance solutions via the Capitec app or online banking can apply or activate specific features based on their account profile.

How do I activate or apply for Connect Advance?

You can view and apply for available Connect Advance options in your Capitec banking app. Simply navigate to the Connect Advance section, review the requirements and follow the prompts to apply or activate.

Is there a cost for using Connect Advance?

Connect Advance solutions may have fees or interest associated with them depending on the type of support and your account. Check the specific product details in the Capitec app before confirming.

Can Connect Advance help with short-term cashflow needs?

Yes. Connect Advance is designed to help you manage short-term cashflow needs by providing flexible debit and credit support — though terms and eligibility vary.

Get a Connect advance

Get a Capitec Connect advance for data, minutes and SMSs. Repay easily on our app within 30 days.

Keep the connection going and repay when you’re ready, our 80c advance fee is the lowest in the market!

Who can get a Connect advance?

To qualify:

Use your Capitec Connect SIM for at least 3 months
Load R30 or more in airtime or bundles during that time

How to get it

Get an advance on our app, or by dialling *130*3279# and following the on-screen prompts
Dial *147# for self-service to convert airtime to minutes and data
Recharge within 30 days to repay your advance – an 80c fee will be deducted automatically

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