Stay connected with Connect Advance

Low on cash? Get airtime when you need it most with a Connect Advance and use it for data, voice and SMSs.

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Need airtime or data shap shap? Get it now and pay for it the next time you recharge. Get a R3, R5 or R10 Connect Advance, up to the amount you qualify for.

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How to qualify

To qualify for a Connect Advance you must have used your Capitec Connect SIM for at least 3 months and loaded R30 of airtime or bundles over that period.

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How to get it

  • Get it on our app or dial *120*3279# and follow the prompts.
  • To repay, you’ll need to recharge within 30 days. An 80c fee as well as your airtime advance will be deducted.

Connect advance FAQs

Connect Advance is a self-service option that allows Capitec Connect clients to receive an advance on their airtime and repay it within 30 days. This means that qualifying clients get access to emergency airtime when they need it most.

The benefit of this service is that clients can stay connected and continue using data and making calls when they are unable to recharge or buy more airtime.

To qualify for a Connect Advance you must have used your Capitec Connect SIM for at least 3 months and loaded R30 of airtime or bundles over that period.

Every time a client takes a Connect Advance, they will be charged a fee of R0.80 (eighty cents) per advance taken. The advance fee will be added to the advance amount.

Connect Advance amount takenAdvance FeeTotal Repayment
R30.80cR3.80
R50.80cR5.80
R100.80cR10.80

Connect Advance is repaid when the client purchases airtime. Clients will not be able to purchase data, voice or SMS bundles until their outstanding Advance has been paid in full.

Once a Connect Advance has been taken, the client must repay the advance within 30 days from the date of purchase. They may continue to take additional Advances up to their full Available Limit.

Connect clients will be able to view their last 3 month’s Advance history on the App or USSD on the Advance Statement. Also, the Advance banner on the Connect feature on the app shows the client how much he has taken, and what he has available.

Once a Connect Advance has been taken, clients will be able to use it for data, voice and SMS’s. Client can only transfer or convert airtime to purchase bundles on USSD *147#.

Connect clients will continue to be blocked from any Connect bundle purchases until their Advance has been settled in full. Connect clients that have taken an Advance will be notified by either an SMS or In App message to remind them of their repayment. These will be sent 3 days before Due Date, On the Due Date and 1 day Overdue. 

Connect clients will only be able to take an Advance if their Available Advance Balance including R0.80 Service fee is available i.e. to take a R3 Advance, the Connect client must have a minimum of R3.80 as an Advance Available.

The client’s Available Advance balance will change based on their usage and repayment behaviour. Clients not meeting the minimum criteria may see their Advance Available being removed completely.