Home improvement loan

Get an interest rate from prime and extended terms for home building and DIY projects.

What is credit for home improvement?

The benefits:

Up to R500 000 credit for your needs
Revolving credit (access facility) is available immediately, only pay for it when you use it
Up to 84 months to pay
an interest rate from prime

How to apply

Choose an option that suits you:
- Online directly from the partner’s website below
- Scan the QR code at the partner to start your application
- Visit a branch

Complete 3 easy steps online to see if you qualify
If you do, a consultant will contact you to complete your application

What you need to apply

A valid SA ID (must be 18 years or older)
Your latest 3 consecutive salary slips
A bank statement showing your latest 3 consecutive salary deposits (only if the salary is not paid into your Capitec account)

Get credit with our home improvement partners:

Cashbuild

Whether you are building your home, making home improvements, or dabbling in DIY, get everything you may need with a loan at a discounted interest rate at Cashbuild – shop online or in-store and have it delivered.

Apply now

CTM

Whether you're a DIY enthusiast or would like revamp your space for your family, together with CTM, we'll help you transform your home with a loan for your needs, because sithi wena – you deserve it!

Apply now

P&L Hardware

Improving your home? Bring your vision to life with a loan of up to R500 000 at an interest rate from prime. Visit any Capitec branch with your P&L quote or invoice.

Visit your nearest branch

Top Tiles

We're here to help you seamlessly transform your kitchen, room, garden or any part of your home! Simply visit any Capitec branch with your Top T quote or invoice.

Visit your nearest branch