Credit insurance

Get affordable credit insurance for cover on a credit card, access facility or personal term loan.

Why our credit insurance?

Our credit insurance premium is charged monthly at a rand amount for every R1 000 of your outstanding balance. This means that the longer you pay (and the less you owe), the lower your monthly credit insurance premium will become.
You have immediate cover for death and disability claims
You don’t need to fill in paperwork when you apply
The claims process is simple 
It’s available up to the age of 65

Notify us within 12 months of the event* and send the required documents within 3 months to claim from your credit insurance.

For full policy details, including older versions, visit our documents library.

*Events covered by credit insurance policy.

Benefit type	Payout
Death	Full outstanding amount
Permanent disability	Full outstanding amount
Temporary disability	A maximum of 12 instalments
Unemployment, the inability to earn an income other than as a result of disability, or retrenchment	A maximum of 24 repayments (3-month waiting period for retrenchment or termination of employment)